As a parent of a child with disabilities or severe
learning difficulties, you'll be well aware of the increased
care and support your child requires on a day to day
basis.
Therefore, working out how your child will be provided for if
you are no longer here to do so is vital, however difficult it may
be to consider.
Parents consider a variety of options when planning for this
scenario;
1) Parents will leave money to siblings on the agreement that
they will look after their disabled sibling;
2) They will leave the money to their disabled child; or
3) They will leave that child nothing.
However, huge problems can be encountered with each option here
– what if the sibling dies, gets divorced or encounters their
own large debts or financial hardships meaning they may lose the
money they were holding onto for this purpose? What if all the
money is spent on their care and they lose their benefits? What if
they are subjected to "mate crime"? This can be
