SIPP And SSAS Update October 2025

In this Update we take a look at recent legal developments affecting SIPPs and SSASs. These include provisions in the Pension Schemes Bill such as the introduction of a new small pots regime, and provision to allow contractual terms governing workplace personal pension schemes to be overridden where this is judged to be in members' best interests. We consider recent Pensions Ombudsman decisions on the duties of scheme providers and trustees when a member wants to invest in a high risk non-standard investment. We also look at recent court cases in which a member's creditors have sought to enforce judgment debts against the member's pension fund.

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