Automatic Enrolment
Commencing from October 2012, all employers will have to make
arrangements for workers in the UK to be automatically enrolled
into a pension scheme. The intention is to increase the level of
pension saving in the UK, and it means that, for the first time,
employers are required to contribute towards the pension saving of
their workers.
The automatic enrolment duties on employers were enacted in the
Pensions Act 2008. An independent review reported in 2010, and
subsequent amendments have been made to the legislation by the
Pensions Act 2011 and by regulations.
Automatic enrolment will be in force for all employers with more
than 50 workers by April 2015 and it is important for employers to
start planning – if they have not already done so
– as to how to implement the new requirements. Even
employers with existing pension schemes may need to amend their
schemes to be compliant, and employment documentation and HR
processes will need to be
