An Overview Of Garnishee Proceedings In Nigeria

An Overview Of Garnishee Proceedings In Nigeria¹

1. INTRODUCTION

Garnishee proceedings is a type of legal process used in Nigeria to recover debts owed by a debtor. Garnishee proceedings can also be defined as a judicial process of execution or enforcement of monetary judgment whereby money belonging to a judgment debtor, in the hands or possession of a third party known as the 'Garnishee' (usually a bank), is attached, or seized by a judgment creditor, in satisfaction of a judgment sum or debt.² The essence of a garnishee proceeding is to ensure that a judgment creditor is not denied the fruit of his judgment by the judgment debtor by ensuring that the judgment sum is recovered and to attain the ends of justice.