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ARTICLE · 24 SEPTEMBER 2025

Supreme Court Rules PIAB Authorisation Not Required For Emotional Distress

Dillon Eustace
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The Supreme Court in Dillon v Irish Life Assurance plc [2025] IESC 37 has clarified that a claim for emotional disturbances, such as anxiety...

IrelandLitigation, Mediation & Arbitration

The Supreme Court in Dillon v Irish Life Assurance plc [2025] IESC 37 has clarified that a claim for emotional disturbances, such as anxiety, distress, worry, fear, inconvenience and upset, that fall short of a recognised psychiatric disorder are not a 'personal injury' within the meaning of the Personal Injuries Assessment Board Act 2003, as amended (2003 Act).

As a result, prior authorisation from PIAB (now the Injuries Resolution Board) (PIAB) before issuing proceedings solely for such claims is not required.

Background

As set out in more detail in our earlier briefing on the High Court judgment in this case, the plaintiff claimed non-material damages pursuant to the GDPR and Data Protection Act 2018 (2018 Act) for distress, upset, anxiety and inconvenience following alleged data protection breaches by the defendant. The Circuit Court and, following an appeal, the High Court found that the claim amounted to an action for personal injury under the 2003 Act.

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