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ARTICLE · 22 AUGUST 2017

Discovery In Insurance – Cover Slip

Dillon Eustace
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Lagan had instructed Ben McArdle Ltd to procure a policy of professional indemnity insurance in respect of their civil engineering business.

IrelandInsurance
Rachel Turner
Rachel Turner
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Lagan Construction Group Holdings Ltd and others v Ben McArdle Ltd and Citynet Insurance Brokers

The recent case of Lagan Construction Group Holdings Ltd and others v Ben McArdle Ltd and Citynet Insurance Brokers [2017] IEHC 427 provides an insight into the court's attitude to discovery in cases involving professional indemnity insurance policies where a cover slip issue is involved.

Policy Issues

Lagan had instructed Ben McArdle Ltd (who are insurance brokers) to procure a policy of professional indemnity insurance in respect of their civil engineering business. In addition to the primary layer policy, Lagan required two layers of excess policies to be underwritten on the Lloyds market. As Ben McArdle Ltd was not licensed on the Lloyds market they used Citynet Insurance Brokers Ltd (a second insurance broker who was licensed to Lloyds) to place the excess insurance policies.

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