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ARTICLE · 21 OCTOBER 2026

New Motor Insurance Requirements For Irish Insurers

William Fry LLP
William Fry LLP
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William Fry LLP

William Fry LLP

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The European Union (Motor Insurance) (Amendment) Regulations 2026 introduce significant changes to motor insurance requirements in Ireland, expanding claims-history statement obligations and establishing new non-discrimination measures for policyholders moving between EU Member States. Vehicle insurers must now navigate enhanced transparency requirements, standardised claims documentation...

European UnionInsurance
Eoin Caulfield
Eoin Caulfield
Ian Murray
Ian Murray
Niall Campbell
Niall Campbell
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On 12 August 2026, the European Union (Motor Insurance) (Amendment) Regulations 2026 (S.I. No. 416/2026) (the 2026 Regulations) were published, giving further effect to Articles 1(1) and 16 of the 6th Motor Insurance Directive (Directive (EU) 2021/2118).

The 2026 Regulations expand and harmonise the existing claims-history statement regime for motor insurance in Ireland. In particular, they introduce new requirements relating to the issuance and recognition of claims-history statements, establish non-discrimination obligations in relation to policyholders moving between EU Member States and create criminal offences for non-compliance. The changes are intended to facilitate the recognition and portability of motor vehicle claims histories across EU Member States.

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