EU Distance Marketing Directive Transposed Into Irish Law

On 30 June 2026, the Minister for Finance signed into law the European Union (Distance Contracts for Financial Services) Regulations 2026 (S.I. No. 309 of 2026) (Regulations).

The Regulations transpose Directive (EU) 2023/2673 (DMD II), which creates a new framework for certain financial services contracts concluded at a distance, into Irish law. For a quick overview of the key elements of DMD II, please see our previous article here.

The Regulations implement DMD II by incorporating its requirements directly into the Consumer Rights Act 2022 (2022 Act). This is achieved through the insertion of a new Part 5A, entitled “Distance Contracts for Financial Services”, together with a series of amendments throughout the Act. The Regulations also replace Ireland’s previous distance marketing regime, as set out in the European Communities (Distance Marketing of Consumer Financial Services) Regulations 2004.