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ARTICLE · 21 JANUARY 2026

Financial Services Regulation 2025

McCann FitzGerald LLP
McCann FitzGerald LLP
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McCann FitzGerald LLP

McCann FitzGerald LLP

McCann FitzGerald LLP’s London office acts for Irish, UK and international clients on Irish law...

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Ireland is home to a wide variety of financial services providers. To support both providers and their customers, there is an array of financial services legislation...

IrelandFinance and Banking
Josh Hogan
Josh Hogan
Darragh Murphy
Darragh Murphy
Clare Gillett
Clare Gillett
James Fitzgerald
James Fitzgerald

1. Legislation

1.1 Key Financial Services Law

Ireland is home to a wide variety of financial services providers. To support both providers and their customers, there is an array of financial services legislation, regulations and codes that apply, including many EU frameworks. Some of these are sector-specific, while others apply across many different sectors.

Banking

The regulation of banks in Ireland is entwined with EU requirements. The Single Supervisory Mechanism (SSM), encompassing both the SSM Regulation (1024/2013/EU) and the SSM Framework Regulation (468/2014/EU), divides the supervision of banks between the European Central Bank (ECB) and the Central Bank of Ireland (CBI). Significant institutions are supervised purely by the ECB, while less significant institutions are supervised by the CBI with oversight from the ECB.

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