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VIDEO · 13 NOVEMBER 2025

RBI's New Digital Payment Rules Explained, Two Factor Authentication For UPI & Cards (Video)

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The Reserve Bank of India (RBI) has rolled out a new compliance framework that will redefine how India secures every digital transaction from UPI payments to credit card swipes.

IndiaTechnology
IndiaLaw LLP
IndiaLaw LLP

The Reserve Bank of India (RBI) has rolled out a new compliance framework that will redefine how India secures every digital

transaction from UPI payments to credit card swipes.

In this podcast bite, Uditi Singh breaks down the RBI's Authentication Mechanisms Directions, 2025, explaining what's changing, why it matters, and how it impacts banks, fintechs, and consumers alike.

Key Highlights:

  • What the new RBI directions mean for digital payments
  • How Two-Factor Authentication (2FA) is evolving for enhanced security
  • Risk-based, adaptive authentication AI-driven fraud prevention
  • Impact on cross-border card transactions and tokenization " Compliance responsibilities for banks, fintechs, and payment issuers

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