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ARTICLE · 16 JANUARY 2024

MeitY's Big Crackdown On Advertisement Of Fraudulent Loan Apps

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Numerous reports shed light on the concerning trend where considerable number of victims have fallen prey to several fraudulent loan apps, which exploits individuals in need by lending small amounts of money with exorbitant high interest rates.

IndiaCriminal Law
Anuradha Gandhi
Anuradha Gandhi
Isha Sharma
Isha Sharma
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Introduction:

Numerous reports shed light on the concerning trend where considerable number of victims have fallen prey to several fraudulent loan apps, which exploits individuals in need by lending small amounts of money with exorbitant high interest rates. These apps not only demand personal information but also impose multiple 'hidden charges' on users.

Upon downloading them, these apps gain control of contacts and photographs in users' phones as well as ID cards, which they use to extort the borrowers. If the customers do not repay the loans on time and sometimes even after they pay, these apps share the information with call centres who then, using their devices, harass and humiliate people into repaying the loan.

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