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ARTICLE · 04 OCTOBER 2023

Banking And Finance: Why And How To Use Alternative Instruments In Your Risk Finance Programme

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Captives, structured insurance and risk portfolio optimization can create value and new opportunities when banks find cover hard to secure or too expensive.

GlobalInsurance
Marc Paasch
Marc Paasch
Vittorio Pozzo
Vittorio Pozzo
Luc Schwartzbrod
Luc Schwartzbrod

Captives, structured insurance and risk portfolio optimization can create value and new opportunities when banks find cover hard to secure or too expensive.

Concerns on the stability of the financial system are increasing in light of bank failures. There were 532 bank failures globally from 2008 through 2019. From 2020, there have been six failures, including U.S. institutions Silicon Valley Bank and Signature Bank, while Europe has seen the demise of Credit Suisse and the investigation this year by French authorities into suspected tax fraud and money laundering by five major international French banks.

In addition to ongoing stability concerns, we expect to see several further key trends in the banking and finance sector, including drives to balance digitization with evolving cyber risks to achieve operational efficiencies, a growing focus on sustainability, and also moves to invest in bridging the gaps between decentralized finance and traditional finance to

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