From Action To Acceleration – AMLA's Single Programming Document For 2026-2028 Charts The Course Ahead

RegCORE Client Alert | AML/CTF & AMLA

QuickTake

On 4 February 2026, the EU's new Authority for Anti-Money Laundering and Countering the Financing of Terrorism (AMLA) published its Single Programming Document (SPD) for 2026-2028. The SPD builds upon AMLA's first Annual Work Programme (AWP) but sets a longer arc for actioning and accelerating its priorities. The SPD is accompanied by an explainer for stakeholders and a detailed Annex XI planning the sequence and timing of AMLA's mandates to issue technical standards and guidelines through 2027 ahead of commencing direct supervision of certain obliged entities (OEs) in 2028. OEs are entities subject to AML/CFT obligations under EU law, including credit institutions, financial institutions, payment service providers, crypto-asset service providers (CASPs), and – for the first time at EU level – non-financial sector entities such as legal professionals, accountants, real estate agents, and dealers in precious