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ARTICLE · 14 SEPTEMBER 2022

Business Interruption And Cyber Insurance: What's Covered After A Cyber Attack?

Borden Ladner Gervais LLP
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Fires. Floods. Labour disputes. Vandalism. Civil unrest. Regulatory changes.

CanadaInsurance
Eric S. Charleston
Eric S. Charleston
Christine Kucey
Christine Kucey
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This is part one in a three-part series. Check out part two for examples of cyber insurance exclusions (plus insight into how insurers and insureds usually negotiate these issues) and part three for how to lower your cyber insurance costs.

Fires. Floods. Labour disputes. Vandalism. Civil unrest. Regulatory changes. These are the usual suspects when it comes to causes of business interruption, but ever since Captain Zap's infamous 1981 hack into AT&T's network, cyber crime has become an important addition to the list. If your business has been hit, there's no time to waste - so here are the need-to-knows about business interruption coverage and your cyber insurance policy, including four scenarios that present coverage challenges.

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The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

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