New Year, Same Financial Hang-Ups?

New Year's: the bad parties, the awkward countdowns, and that cheesy feeling of renewal you can't help but fall for, just a little bit. Even if all that's waiting for you on the other side of midnight is four more long months of winter, it's hard not to get excited by the idea that 2023 is the year you pass the bar, start waking up early, or finally learn to tap dance (hey, we're not judging).

Research shows that for Canadians, health and personal finance are top priorities¹, with more specific goals like "saving more," and "paying off debts"² included within this category. Too bad that if you're like me, there's nothing like a New Year's resolution to make sure you don't get something done. Anybody who's had to line up for a Stairmaster at the gym in January, then returned to a relative ghost town in March, knows what I'm talking about. Often, I'm tempted to resolve to get divorced, go bankrupt, or get maimed in a fiery accident, as a twisted, reverse psychology