Greater Happiness Through Broken Resolutions

Don't make resolutions this year—break them.

Personal finance is a top calendar-turning priority for many Canadians,¹ with perennial goals like "save more," and "pay off debt" near the top of the list.² Great, yes, do those things—in fact, we can help. But here are three common financial resolutions that deserve a second look:

Resolution 1. "Every penny counts—and I'm saving all of them"

Saving money can be a little like exercising or eating well. In early January, our calendars become a celebration of verbing— "Spin!"—and our refrigerators a celebration of kale. By February? We all know how that story goes.

Financial crash diets are just as unsustainable—and let's be honest, you're going to need some comfort.