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ARTICLE · 13 APRIL 2021

When Do Income Replacement Benefits Start? – A Primer On Income Replacement Benefits

If you are involved in a motor vehicle collision, you are likely eligible for no-fault benefits from your insurance provider. There are a number of benefits you may be eligible to collect as a result...

CanadaEmployment and HR

If you are involved in a motor vehicle collision, you are likely eligible for no-fault benefits from your insurance provider. There are a number of benefits you may be eligible to collect as a result of your injury.

How do I receive benefits?

You must fill out an application and submit it to your insurer. Before paying any benefits to an insured, an insurer will require a Disability Certificate (OCF-3) and potentially additional medical documentation evidencing the impairment that was caused by the accident.

If you are unable to return to work as a result of your injury, one of the benefits you may receive from your insurer is the income replacement benefit ("IRBs").

What are Income Replacement Benefits?

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