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ARTICLE · 10 JULY 2026

BC Labour Board Affirms Validity Of Age 65 LTD Plan Cutoffs

The British Columbia Labour Relations Board recently overturned an arbitrator's decision regarding long-term disability plans that terminate benefits at age 65, finding such provisions do not violate human rights protections against age discrimination. This ruling has significant implications for employers across Canada who maintain similar benefit plan structures, particularly as constitutional challenges to these provisions continue to emerge in multiple jurisdictions.

CanadaEmployment and HR

Can employers terminate long term disability benefits at age 65? Earlier this year, the British Columbia Labour Relations Board (BCLRB) in Okanagan College, 2026 BCLRB 39 overturned an arbitrator’s decision and held that an employer’s long-term disability (LTD) plan which terminated benefits at age 65 was a bona fide plan, pursuant to s. 13(1)(b) of BC’s Human Rights Code (Code).

Background

The union representing faculty members of Okanagan College filed a grievance regarding the College’s LTD Plan, which terminated benefits at age 65. The Union argued that the LTD Plan violated the prohibition against age discrimination as set out in s. 13(1)(b) of the Code. The College denied the grievance and the matter was referred to arbitration.

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