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ARTICLE · 24 DECEMBER 2025

Sweetening Compliance - Updated CIRO Proficiency And Other Guidance

Borden Ladner Gervais LLP
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In advance of the new proficiency model set to come into effect on January 1, the Canadian Investment Regulatory Organization (CIRO) has been busy this last quarter...

CanadaConsumer Protection
AUM Law
AUM Law
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In advance of the new proficiency model set to come into effect on January 1, the Canadian Investment Regulatory Organization (CIRO) has been busy this last quarter releasing guidance aimed at helping dealers and their approved individuals understand the new regime.

As examples, on September 26, 2025, CIRO released Guidance on Relevant Education and Experience Requirements (Education Guidance) which relates to compliance with the proficiency principles for minimum education and experience requirements, dealer considerations regarding relevant education and experience requirements, and reporting on the National Registration Database (NRD).

The Education Guidance describes factors for dealers to help assess the relevancy of an individual's education or experience before submitting an application to CIRO for approval. Considerations include the applicable CIRO approval category, including client and product types, the dealer's business model as it applies to the

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