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ARTICLE · 12 JUNE 2013

Give and take - the duty to cooperate in resolving personal injuries claims

The Court emphasised that claimants and insurers must cooperate with one another to resolve personal injuries claims.

AustraliaInsurance
Alexandra Momcilovic
Alexandra Momcilovic
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Focus: Cameron v RACQ Insurance Limited [2013] QSC 124
Services: Insurance
Industry Focus: Insurance

Introduction

The decision in Cameron v RACQ Insurance Limited [2013] QSC 124 is a useful reminder that the broad general duty upon claimants and insurers to cooperate with one another is not always confined to the particular matters stated in the legislation.

This case considered a provision in the Motor Accident Insurance Act 1994 (Qld) (MAIA). However, the Workers' Compensation and Rehabilitation Act 2003 (Qld) contains comparable provisions which could be similarly interpreted by a court.

The case

The applicant suffered a traumatic brain injury as a result of a collision with a truck whilst cycling to work. The accident occurred sometime between 5.30am and 6.02am. The applicant did not have lights on his bicycle and the truck driver claims he did not see him. The state of light at the time of the collision was a critical

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