Can I access my superannuation early? – The Essentials

There are certain life situations where you might find yourself needing to be able access your superannuation before you reach retirement age. You may be unable to work because of an injury, perhaps you are thinking of buying your first home or maybe you have compassionate grounds such as the funeral for a dependent - this article explains those circumstances when you can withdraw superannuation early.

Normally, to access your superannuation, you are required to have attained the preservation age. This is the age you can access your superannuation when you retire or have commenced the transition to retirement.

Your preservation age depends on when you are born.

• If you were born before 1 July 1960 your preservation age is 55 years;