INTEREST AND INTEREST RATE IN LOAN AGREEMENTS UNDER THE CIVIL CODE
This article presents issues related to interest and interest rates in loan contracts, excluding credit contracts (which pertain to loan agreements involving credit institutions and individual or organizational customers) (“Loan Agreements”).
The continued rise of private capital
With equity markets continuing to be subdued, and large corporates coming under balance sheet/earnings pressure as a result of inflation and a period of contracted demand, private capital, in all its forms, has become a dominant influence in global M&A.
Navigating the legal minefield: Generative AI and its implications for businesses and directors
Generative AI, a subset of artificial intelligence that relies on large quantities of data, neural network architecture, and complex algorithms to produce original content, is rapidly transforming the business landscape.
Post-deal dissonance: Factors giving rise to disputes
COVID-19 lockdowns, travel bans, and economic conservatism built up a kind of transactional ‘cabin fever’, resulting in a relative buying spree throughout 2021, 2022 and into 2023.
The untapped potential of KiwiSaver funds in the M&A market
Every year, significant amounts are invested into KiwiSaver funds with total funds under management almost NZD100 billion. However, despite this substantial capital, only a small number of these funds have engaged in direct investment including via merger and acquisition (M&A) activity.
Cyber risk and litigation: Some guidelines for directors and boards
Cyber risk is among the top risks facing businesses and other organisations today. New Zealand businesses reported $39.6m in losses from cyber crime in the two years leading up to 2023, and this figure includes only those which reported their losses [1].
Litigation arising from sanctions: Global sanctions regimes increasing impact on international business
Economic sanctions have been proliferating in recent years and have been subject to unprecedented development since Russia’s invasion of Ukraine in February 2022.
Gdpr lawyer in Romania. Excessive monitoring of personal data and sanctions in Romania.
Any operation involving the registration, storage, or disclosure of personal data (GDPR in Romania) also involve a manifestation of the free and informed will of the person,
GDPR in Romania
Protection of personal data in Romania. The right to be forgotten Personal data in Romania consist of any information that contributes to the individualization of a person and allows its identification.
Branch in Romania
How to incorporate a branch in Romania? According to the Romanian Companies Law no. 31/1990, the branch in Romania is an entity without legal personality, being a dismemberment of a company in Romania.