One Law to Rule Them All Inside Malaysia’s Consumer Credit Shake-Up
With the explosive growth of buy-now-pay later (“BNPL”) schemes and alternative financing models, Malaysia’s credit consumer landscape has long been marked by fragmented regulation. The passing of the Consumer Credit Bill 2025 (“CCB 2025”) by the Dewan Rakyat on 21 July 2025 signals a pivotal step toward creating a unified regulatory framework – offering both …
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“Excuse me, do you mind” The Illusive Right of Privacy in Malaysia
Introduction The right to privacy encompasses “the right to be let alone, the right of a person to be free from unwarranted publicity and the right to live without undue interference by the government or any private individual in matters with which the public is not concerned.”1 The tenets on this right may be broken …
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REVISITING SECURED CREDITORS’ ENFORCEMENT RIGHTS UNDER THE IBC: ANALYSING THE SUPREME COURT’S DECISION IN THE NSEL CASE
I. Introduction The objective behind introducing the Insolvency and Bankruptcy Code, 2016 (“IBC”) was to maximising value and protecting the rights of creditors. It aims to balance the interests of all stakeholders while enabling distressed firms to either restructure or exit efficiently. However, a recurring issue which lurks behind is the legal standing of secured …
Key Updates In Industrial Relations Law What The 2025 Amendments Mean For Employers And Unions
The Industrial Relations (Amendment) Regulations 2025 [P.U.(A) 153/2025] has taken effect on 15th May 2025. In essence, the amendments aim to clarify and streamline the procedures for trade union recognition and the conduct of secret ballots. The key amendments are outlined below: Voluntary Recognition of Trade Unions Pursuant to the amendments, Regulation 4 of the …
CONSTITUTIONALISING ARBITRAL FAIRNESS: CORE II AND THE EXCLUSION OF UNCONSCIONABILITY
I. Introduction The question of whether a party to an arbitration agreement may unilaterally appoint an arbitrator has long been contested in Indian jurisprudence. The issue, though seemingly technical, strikes at the heart of arbitral fairness and the principle of party equality. Indian courts, over the last two decades, have oscillated between allowing limited …
DECARBONISING DISPUTES: RETHINKING INTERNATIONAL ARBITRATION MECHANISMS FOR A FRAGMENTED CARBON CREDIT MARKET
I. Introduction Over the past few years, carbon credits have become a thriving global trade system valued in billions. In particular, the voluntary market (“VCM”), has attracted growing interest from private actors looking to offset emissions, and from project developers in the Global South seeking finance for sustainable initiatives. Simultaneously, an increasing number of disputes …
JUDICIAL EFFICIENCY AND THE FUTURE OF PRIVILEGE: INTRODUCING REFEREES INTO INDIAN LAW
I. Introduction The Indian judiciary operated under a great burden, with over five crore pending cases and a poor judge-to-population ratio of just 21 judges per million. The Law Commission of India had recommended a ratio of 50 judges per million more than thirty years ago, yet this is less than half of that.[1] This …
INGREDIENTS OF STATUTORY NOTICE UNDER SECTION 138 EXPLAINED: THE LEGAL SIGNIFICANCE OF CHEQUE AMOUNTS & IMPACT OF ERRORS IN THE NOTICE.
INTRODUCTION The dishonour of cheques has long posed significant challenges in commercial transactions, raising questions of both civil and criminal liability. One recurring issue under Section 138 concerns the statutory demand notice required under proviso (b) of the Negotiable Instruments Act, 1881 (“the Act”). The law mandates that upon dishonour of a cheque, the payee …
What legal aspects should you pay attention to when buying land or a house?
Legal solutions for a risk-free property purchase When looking to purchase land or a house, a prior legal verification of the real estate in Romania is essential. Buying real estate in Romania represents a significant investment, which is why a thorough analysis of all relevant aspects of the purchase of real estate in Romania is required, involving numerous documents and procedures …
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ANRP postpones the payments for nationalized houses in Romania for 2025
How to contest an ANRP decision in Romania? Property rights are an essential attribute of society, and the issue of properties abusively taken over by the state has been a continuous concern over time, making the process of property restitution in Romania increasingly complex. A current controversial aspect is Government Ordinance No. 10/2025, which stipulates the suspension …
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