Hall Of Fame

Banking and finance in Jersey

Carey Olsen

Carey Olsen advises clients on an extensive range of matters, including fund, real estate and acquisition financing, in addition to providing assistance with restructuring matters and issues concerning distressed assets. Practice head Robin Smith has experience acting for both borrowers and lenders, whom he advises on financing, refinancing and restructuring, with particular expertise in supporting investment funds. Kate Andrews frequently works alongside major London and New York law firms, advising on fund and acquisition finance matters and debt restructuring. Peter German is noted for his work for financial institutions and sovereign wealth finds, assisting with the financing of real estate deals and REIT matters, restructuring and debt listings, and regulatory questions. Fiona Dalton typically advises corporate borrowers, including Jersey property unit trusts, on the lending, borrowing and security aspects of real estate transactions.

Practice head(s):

Robin Smith

Other key lawyers:

Kate Andrews; Peter German; Fiona Dalton; Nick Ghazi


‘Peter German gave open, honest advice, understood the issues arising very quickly. Peter is also open to new ideas and is very responsive.’

‘Great team, knowledgeable, responsive and just always super helpful.’

‘The CO Jersey team provides exceptional service, they are technically extremely strong, very responsive and always understand the wider commercial context.’

‘The team make a real effort to be ahead of the curve in terms of new developments in those practice areas and are very proactive in ensuring they are au fait with the latest market positions and discussion points.’

‘Robin Smith is a pleasure to collaborate with, he is a strong technical lawyer but his delivery is commercially-minded, pragmatic and thoughtful. Robin has a very well deserved leading profile across the market as a ‘go-to’ Jersey finance partner but, in particular, he is extremely supportive and collaborative across our team to maintain strong working relationships and has worked alongside us on many joint client and BD initiatives off transaction.’

Key clients

Cale Street Partners

Royal Bank of Scotland International

Nordea Bank

States of Jersey

Ports of Jersey

Santander UK

Sun Ventures

Travelport Group

Hollyport Capital

Work highlights

  • Advised the ad hoc group of noteholders on the transfer of ownership of the Metrocentre Group from Intu Properties to a newly established ownership structure.
  • Advised Singaporean multi-asset investment firm Sun Venture on the purchase of 120 Moorgate from WeWork Capital Advisors for £148m.
  • Advised Starz Real Estate on the Jersey law aspects of a loan to manager PineBridge Benson Elliot for the refinancing and part redevelopment of Guildford Business Park.


Lenders, borrowers and other parties to financing matters rely on Mourant for advice on transactions in Jersey and other offshore jurisdictions, including BVI and the Cayman Islands. The firm assists a variety of structures, notably holding companies, with the management of existing loan facilities and the arrangement of new ones, and is also adept at handling matters concerning fund and Islamic financing. Real estate and funds financing expert Gareth Rigby leads the team alongside Jon Woolrich, who focuses on advising private equity sponsors. James Hill advises lenders and borrowers on financing and refinancing matters, while Mark Chambers is a funds financing specialist, advising both banks and fund managers on the establishment and managements of funds. Sarah Huelin advises clients on the regulatory aspects of banking and finance operations, including the foundation and licensing of businesses.

Practice head(s):

Gareth Rigby; Jon Woolrich

Other key lawyers:

James Hill; Mark Chambers; Sarah Huelin


‘Very helpful and always responsive. They also give commercial advice and aren’t afraid to take a view.’

‘Extremely responsive and commercial. Reasonable on fees and cost effective. Pleasure to deal with.’

‘It is always a pleasure to deal with the team at Mourant. They provide technically sound, pragmatic advice in an efficient and timely manner.’

Key clients

Greystar Real Estate Partners



Goldman Sachs

Wells Fargo Bank

Lloyds Bank




Beazley plc

Battersea Project Holding Company Limited

Mimecast Limited


The ‘technically very capable’ team at Ogier is sought after by banks and fund managers, whom it advises on both local and international financing transactions, with particular strengths in fund and leveraged finance deals, real estate financing and restructuring work. The firm also advises clients on ESG-linked financing, with practice co-head Katrina Edge focusing on sustainable finance structures in addition to fund and real estate financing. Fellow practice head Bruce MacNeil is noted for his cross-border banking and finance work, in addition to his advice on restructuring measures. James Lydeard assists clients with leveraged, finance and acquisition finance issues, while Kate McCaffrey is recommended for real estate financing.

Practice head(s):

Katrina Edge; Bruce MacNeil

Other key lawyers:

James Lydeard; Kate McCaffrey; Jennifer Cox; Lauren Maycox-Turner; Georgia Petre


‘The team is highly responsive and capable of working with short turnaround times.’

‘I’ve found the people in the team to be very friendly, down-to-earth and a pleasure to work with. The Ogier team feel like a seamless extension to our own, that we can very easily reach and liaise with. Kate McCaffrey is my immediate “go-to” in Jersey. She’s responsive, friendly and an excellent lawyer.’

‘Ogier have a strong background in banking and finance and are clearly one of the leading offshore firms in this area.’

‘Katrina Edge is technically and commercially strong.’

‘James Lydeard, Bruce MacNeil and their team are always very responsive and I feel they provide us and our clients with high quality advice with a strong commercial steer.’

‘The team is technically very capable, with a wealth of transaction experience and local knowledge to draw on. Approachable, practical and both time and cost-conscious.’

‘James Lydeard is commercially savvy and very well experienced – he offers sound advice on a variety of financings and structures.’

‘Their knowledge and commerciality in the market is unrivalled. Kate McCaffrey in particular is responsive, outstanding in her legal technical skills and a thought leader.’

Key clients

HSBC Bank plc

Silicon Valley Bank

Liberation Group Limited

Hoi Hup Realty Pte Ltd

Promontoria Holding 403 B.V.

Apollo Management International LLP

MetLife Investment Management

Caledonia Investments plc

Wren House Infrastructure Limited

International Oasis Holding Company KSCC

M&G Investment Management Limited

International Swaps and Derivatives Association (ISDA)

Adeem Investment & Wealth Management

Hellman & Friedman

Northwood Investors LLC

Moorfield Group Limited

OZ Management LP

CPP Investments

KB Securities

Eurazeo Real Estate Lux Sarl

Pramerica Real Estate Capital IV S.à r.l.

Valor Real Estate Partners LLP

Bybrook Capital LLP

Pizza Express (Jersey) Limited

Virgin Atlantic Airways Limited

The Portfolio Club

Pala Investments Limited

Crestline Direct Finance L.P.

Starwood Capital Group

Hilco Capital


Work highlights

  • Instructed as Jersey counsel to Aareal Bank on a £239.9m facility to the Raag Hotels group to refinance the acquisition of a hotel portfolio by an opportunity fund advised by Tristan Capital Partners.
  • Advised global alternative investment manager Ares Management, from a Jersey perspective, on its provision of financing to Titan Wealth Holdings for the purpose of financing the acquisitions of two major investment and wealth management businesses, Global Prime Partners and Tavistock Wealth.
  • Assisted two global banks – one as lender of a £185m senior facility and the other as lender of a £49m mezzanine facility – with their financings to Lone Star for its acquisition of a portfolio of student accommodation across the UK.


The team at Appleby advises clients on both the borrower and lender side of finance transactions, assisting corporations, banks, private equity and sovereign wealth funds with real estate, leveraged and fund financing facilities, in addition to providing insolvency advice, making use of its international network to advise on large-scale, cross-border matters. James Gaudin leads the practice, handling finance transactions, corporate restructuring matters and insolvencies. Iain Millar advises on a wide range of financing issues, offering support with leveraged finance, distressed debt and Islamic finance transactions, among others. Christophe Kalinauckas handles debt finance transactions. Senior associate Daniel Healy is also noted, and Simon Felton joined the practice in mid-2023.

Practice head(s):

James Gaudin

Other key lawyers:

Iain Millar; Christophe Kalinauckas; Daniel Healy; Simon Felton


‘Approachable, responsive and reliable. Appleby understands our business, and I am always confident that Appleby will provide commercially-focused, pragmatic advice.’

‘Daniel Healy is a cut above the rest. He has the calmness of a partner and manages transactions consummately.’

‘Great team – technically very good, responsive and approachable.’

‘The Appleby team are very knowledgeable, understand their market and are very personable. Appleby’s Jersey platform has a team with broad strengths and a real enthusiasm to get the deal done in the best manner possible.’

‘Daniel Healy has an excellent balance of legal expertise and commercial acumen. He knows which points to fight for and which to give up, always getting the right result with the deal done on time and without fuss. He is extremely responsive and always delivers.’

‘A fairly small practice but with good knowledge and experience that enables them to respond quickly and deal with our questions and problems in a speedy and efficient manner.’

Key clients

Ashby Capital




National Westminster Bank

Oak-North Bank

Silicon Valley Bank

Tritax Group

Work highlights

  • Advised a major private equity firm on the funding arrangements for two separate PBSA portfolio acquisitions.
  • Advised Blackstone on the funding arrangements relating to Permira’s $5.8bn acquisition of Mimecast.
  • Advised SMCB on a number of NAV facilities.

Bedell Cristin

Bedell Cristin advises financial sector clients, including major international banks and private equity houses, on a range of transactions, advising on leveraged and acquisition finance deals, with further expertise in Islamic finance and real estate transactions. Alasdair Hunter heads up the practice, assisting US and EU investments banks, asset managers and credit funds with loan origination, restructuring and enforcement matters. Global managing partner Tim Pearce specialises in real estate and corporate finance transactions, while counsel Antony Clerehugh and senior associate Malcolm Ellis act on a range of financing structures. Promoted to managing associate in September 2022, Louise Hassell assists lenders with a range of financing matters. Mark Dunlop has moved to Walkers' London office.

Practice head(s):

Alasdair Hunter

Other key lawyers:

Tim Pearce; Malcolm Ellis; Antony Clerehugh; Louise Hassell; James Peart


‘Bedell Cristin are always proactive on any matter we instruct them on. Their staff are professional, reliable and friendly and we have no hesitation in them working directly with our clients if needed.’

‘Bedell’s are my go-to lawyers in Jersey and Guernsey on real estate finance matters. They are responsive and stick to their quotes much more than their competitors.’

‘An excellent banking practice with good understanding and expertise in Islamic finance.’

‘The Jersey team at Bedells offers excellent service when acting as local counsel on banking transactions. They are easy to deal with, pragmatic and always responsive.’

‘Antony Clerehugh deserves particular mention for running deals in a user-friendly way and being flexible with availability to meet deal timings.’

‘We worked with Malcolm Ellis and Alasdair Hunter, both of whom are very easy to work with, inspire confidence and generally make life easier for clients.’

‘First class personal service with access to the senior partner at all times, who is supported by a highly skilled team.’

‘Louise Hassell is a stand-out member of the team whose ability to work well in pressure situations to the benefit of her clients is to be admired.’

Key clients

Barclays Bank PLC

C. Le Masurier


Santander UK plc

Macquarie Bank

Oversea-Chinese Banking Corporation Limited

Aareal Bank AG

Ares Management Limited

The Royal Bank of Scotland International Limited t/a NatWest International

The Royal Bank of Scotland International Limited

Work highlights

  • Advised U.S. International Development Finance Corporation, Norfund, ResponsAbility Investments, Oikocredit and Ecumenical Development Cooperative Society U.A. on the Jersey aspects of a $62m debt facility to develop sustainable energy use in Africa.
  • Advised Santander on its proposition for its new Lombard lending offering in Jersey.
  • Advising Inflexion Private Equity and the enlarged group, re-branded as Ocorian, on various transactions, ranging from internal reorganisations to refine the combined group structure, to various accessions and acquisitions of other group entities.

Collas Crill

Collas Crill‘s ‘straightforward, practical and commercial’ finance team acts on the lender and borrower side for banks, alternative lenders and HNWIs engaged in real estate acquisitions, as well as providing a strong offering on the Islamic finance front. Practice head Mike Williams specialises in acquisition, leveraged and asset finance transactions, and also works on deals with an Islamic finance element alongside Alexander Price, who was promoted to senior associate in January 2023. Matthew Gilley is noted for his expertise in international real estate financing and also advises on JPUTs.

Practice head(s):

Mike Williams

Other key lawyers:

Matthew Gilley; Alexander Price


‘Matthew Gilley’s banking team at Collas Crill provide a responsive, competent and excellent service. We use them to provide Jersey legal support on international banking transactions. The members of the team really know their law, they are very responsive and we have had no issues with meeting timeframes.’

‘Matthew Gilley is an excellent lawyer: personable, competent and always willing to go the extra mile to provide support for our clients. He has a positive and progressive attitude, and nothing is too much trouble. He understands teamwork, how this should apply to cross-border transactions, and how it is best achieved when working with other lawyers. Matthew is a class act. We also work with Alexander Price, who is talented and shows great promise. As a team, Matthew and Alexander are excellent.’

‘We consider Collas Crill a business partner rather just a law firm, always going out of its way to advise on deal structuring and adding value where possible. Unlike its competitors, Collas Crill provides very straightforward, practical and commercial advice and is often very proactive. The enthusiastic team is always ready and willing to help and it is apparent that there is a real collegiate and team approach to jobs.’

‘Alexander Price is an outstanding practitioner in the team who is friendly, knowledgeable and skilled in multiple disciplines including banking, finance, Islamic finance and real estate. His wide skill set allows Alexander to help advise on structuring and security, and properly opine on complex structures.’

‘The Collas Crill banking and finance team have been exceptional is supporting my UK practice in the real estate finance space. They are knowledgeable, efficient, value for money, accessible and, above all, an absolute pleasure to work with. The personal touch is one of their key strengths – always available for quick, clear advice under pressure.’

‘I consider Matthew Gilley and Alexander Price the go-to team for banking and finance transactions with an offshore, Channel Island element. The service they provide is professional (without being stuffy), commercial (whilst protecting the client) and technically great (without the impenetrable jargon).’

‘Responsive and reasonable.’

‘Alexander Price is very good.’

Key clients

ABC International Bank

Abu Dhabi Islamic Bank

Ahli United Bank (UK) PLC

Al Rayan Bank plc

Allied Irish Bank

Arbuthnot Bank

ASK Partners

Bangkok Bank

Banco Safra S.A

Bank of East Asia

Bank of London & The Middle East

Bank Julius Baer

Bank of Nova Scotia


Blue Islands

Butterfield Mortgages

Canada Life


Citibank, N.A.

Clydesdale Bank

Danske Bank

Gatehouse Bank plc

Habib Bank Zurich plc

Hamburg Commercial Bank

Hawk Lending

Hermes Alternative Investment Management

Hermes Real Estate Senior Debt Fund



ICG Longbow Senior Debt S.A.


India Exim Bank

Industrial and Commercial Bank of China



Investec Asset Finance Channel Islands

Investec Bank PLC

KB Kookmin Bank London Branch

Kleinwort Hambros

Lloyds Bank

M7 Capital Y

National Westminster Bank PLC

Nationwide Building Society

Nedbank Private Wealth

OakNorth Bank PLC

Oaklands Secure Lending Limited


Ortus Secured Finance

QIB (UK) plc

Rasmala Trade Finance Fund

Riyad Bank London Branch

RMC Lending Limited


Royal Bank of Canada

Royal Bank of Scotland International


Schroder Unit Trusts

Secure Trust Bank

Shanghai Commercial Bank

Shawbrook Bank

State Bank of India

Sunlife Assurance Company of Canada


Yes Bank

Work highlights

  • Advised real estate investment manager Invesco on a £30m lending transaction secured against a portfolio of light urban industrial spaces across London, to be let to catering and delivery tenants.
  • Advised the billionaire Cypriot Lazari family group on their £451m acquisition and financing of the Fenwick store in London for redevelopment.
  • Advised a Jersey borrower on a £340m loan from Goldman Sachs to acquire and develop two properties in Kings Cross.

Maples Group

Maples Group advises both international banks and US private equity funds on matters of leveraged, fund and real estate finance, while also offering expertise on Sharia-compliant loan structures. Practice head Mark Crichton specialises in Jersey trust and holding structures, including Islamic finance arrangements. Paul Burton handles securitisation transactions and other leveraged and structured finance matters, while Simon Hopwood is noted for his UK REIT and Sharia-compliant funds practice. Amy Black is noted for her work financing downstream private equity acquisitions in, addition to assisting with both lender and borrower-side financings.

Practice head(s):

Mark Crichton

Other key lawyers:

Paul Burton; Simon Hopwood; Amy Black; Laura Hendrick; Daniel Perkins


‘Great teamwork, very commercial, proactive and efficient management of their elements of transactions, responsive and very good at keeping lead counsel updated. Paul Burton and Amy Black deserve particular mention.’

‘Really great local counsel service. Very pragmatic and commercial and good at getting things done in a tight timeframe when required. I always feel I can pick up the phone to them. Different offices are all very familiar with each other so can easily refer you to the correct person in another office, which is really helpful.’

‘A super-responsive team that is in tune with the client’s needs.’

‘Mark Crichton is calm, assured and a natural problem-solver and is always available for his clients.’

‘Mark Crichton’s calm and unflustered manner, coupled with his immense technical knowledge and his ability to think outside of the box, means he is top of my go-to list when engaging Jersey counsel.’

Key clients

Apache Capital Partners

AGL Credit Management LP

ARES Management Corporation

Barclays Bank plc

Benefit Street Partners

Blackstone Credit

Ballyrock Investment Advisors LLC

Bain Capital Credit

Canyon CLO Advisors LLC

KKR Credit

Neuberger Berman Loan Advisors

Work highlights

  • Advised Ares on its role as alternate credit provider to private equity co-sponsor buyers in the carve-out of Western Union Business Solutions group.
  • Advised Apache Capital Partners on the £70m refinancing, with Deutsche Bank, of the Lexington BTR development in Liverpool.


The practice at Walkers advises major international banks and private equity houses on a range of financing arrangements, with particular strength in advising both lenders and buyers on real estate transactions. Beyond this, the firm offers assistance with secured, leveraged acquisition and fund finance, restructuring and Sharia-compliant transactions. Nigel Weston leads the team with a practice which spans the full banking and finance spectrum. Alexandra Corner advises on real estate and funds financing, while Jon Le Rossignol specialises in the financing and restructuring of real estate and private equity holding structures. Senior counsel Elaine Kelly supports clients with matters of general senior and mezzanine secured lending, and acquisition and development finance where Jersey structures are involved. Tristan Maultby is noted for his expertise in Islamic and real estate finance. Senior counsel Christine Fox, who joined from Collas Crill in September 2022, advises on cross-border transactions involving JPUTs, while senior associate Melissa Hellio, who arrived in the same month from Eversheds Sutherland (International) LLP, handles fund financing arrangements.

Practice head(s):

Nigel Weston

Other key lawyers:

Elaine Kelly; Jon Le Rossignol; Tristan Maultby; Julia Keppe; Christine Fox; Melissa Hellio; Louise Hamilton; Alexandra Corner


‘Tristan Maultby is responsive and helpful.’

‘Their attentiveness to both law firms as ‘clients’ and the real clients, their responsiveness, their coordination between different jurisdictions covered by the firm are all very valuable.’

‘The team is very commercially minded and has a good grip on the key concerns and goals of their clients, which is evident in the delivery of their advice.’

‘Louise Hamilton is an absolute pleasure to work with. Louise is extremely responsive, provides sound and commercially-minded advice and works tirelessly to ensure this is delivered promptly, often in highly challenging timeframes.’

‘Nigel Weston is a household name in the Jersey banking and finance space. His substantial experience in this area shines through, particularly in the sound advice he has provided us over the years. He takes time to make sure he understands his client’s goals and concerns, which shines through in his excellent counsel.’

‘Tristan Maultby has always been keen to develop a relationship and understand the need to work to tight deadlines.’

‘The Walkers team are always a pleasure to work with. They have expert technical knowledge and are pro-active and responsive, which is not always the case with local counsel firms. They are pragmatic and commercial in discussions and negotiations and do not insist on fighting points for the sake of it which is refreshing and often sorely needed on tough transactions.’

Key clients

Bank of America Merill Lynch

Riyad Bank London Branch

Allianz Real Estate

Work highlights

  • Advised Rothesay Life on the financing aspects of the leveraged acquisition of 21 Moorfields in the City of London (the new headquarters for Deutsche Bank) by the trustees of a Jersey property unit trust (Lendlease Moorfields Trust).
  • Advised Allianz Real Estate and co-lenders on the Jersey law aspects of the £400m development finance facility provided to BentallGreenOak (via a Jersey property unit trust) and on the £1bn development of the all-electric net-zero carbon office scheme at 105 Victoria Street in central London.
  • Advised a consortium of lenders on the Jersey law aspects of the facilities made available to Brookfield Infrastructure to finance the take private acquisition of HomeServe.


The banking and finance practice at Viberts is ‘quick to deliver’ on matters including refinancing, syndicated loans and Sharia-compliant financing arrangements, with particular strength in real estate transactions. Paul Wilson heads up the team. Christopher Scholefield and James Lawrence lead the firm’s work on behalf of Lloyds Bank; the former is also noted for Jersey trusts expertise, while the latter also advises other lenders on bonds and securitisations. Senior associate Oliver Hughes advises financial service sector clients on a range of financing issues.

Practice head(s):

Paul Wilson

Other key lawyers:

Christopher Scholefield; James Lawrence; Oliver Hughes


‘The team was great, very responsive and quick to deliver. They also proposed ways of bulk processing documents to keep the costs down, which was appreciated.’

‘Good, rounded advice and drafting. Emphasis on common sense and readable use of English language.’

‘Oliver Hughes and Paul Wilson were both helpful and thoughtful.’

‘A reliable and capable firm; very responsive and helpful.’

‘Oliver Hughes is our go-to person. Always helpful and points us to the right person if he is unable to help. A pleasure to work with.’

‘Good attention to detail, helpful team.’

‘Great to deal with and prompt attention given to tasks.’

Viberts provide a first class service that suits all the needs of a sizable firm operating in construction.’

Key clients

Accuro Financial Services

Amity Financial Services

Beaulieu School

Bracken Rothwell

Brooks MacDonald


Caprica Cultivation Co Ltd

Caxton Holding Company Ltd

Channel 103

Citrus Kapital Ltd

CNR Construction

De La Salle School

EFG Financial Services

Equiom Financial Services

Fairway Financial Services

Fiduchi Financial Services

Jersey Hospice

JMEC Construction

Omega Financial Services

Osmium Property Holdings

Q3 Group

Rathbones Financial Services

Ravenscroft Financial Services


RK Investments Limited

Standard Bank

Al Mubarakia Ltd

Eden Limited

Claremont L4 Holdings Limited

St Philips Care Home Group

JMEC Group

Rydale Investments Limited

RK Investments Limited

Lynson Limited

Lloyds Bank

BBA Accountants

BDO Accountants

Andium Homes Ltd


Zedra Trust Company Limited



Omega Financial Services (Jersey) Limited

FCC Construction Limited

Dominion Financial Services

Aztec Financial Services



Treasure Quest Limited

Highvern Trust Company Limited

Pentera Trust Company Limited

Shufl Venture Capital Limited


BCK Holdings Limited

Saltgate Limited

CNR Constructeur SAS

Baccata Financial Services

IQ EQ Financial Services

Lloyds Bank

Forward Group Financial Services

Tobacco Dock Limited

BCI Asset Finance Limited

Dunningham Investments Limited

Revoke Limited

Fox Managed Services (CI) Limited

Level 4 Developments Limited

J.J. Fox International Limited

Rossborough Financial Services

Longulf Trading (UK) Limited

Oak Financial Services

Oak Trustees (Jersey) Limited

Oak Group (Jersey) Limited

Financial Consultants (Jersey) Limited

Cynergy Bank Limited

Zero1 Limited

Regal Construction (Jersey) Limited

Pomroy Limited

Ready Plant (2019) Limited

ROK Construction Limited

Jersey Oyster Company Limited

HLG Holdings (Jersey) Limited

GlenQ Financial Services



Work highlights

  • Advised Al-Mubarakia and its various SPVs on a Sharia-compliant refinancing with an international bank.
  • Advised on a syndicated loan for St Philips Care Home Group.
  • Advising Lloyds Bank on various banking and finance transactions with corporate, LP and individual borrowers.

Edward Scott and Co

Edward Scott and Co is a boutique offering clients expertise in property financing matters. Advice to investors and fund managers on acquisitions and disposals of property in the UK, as well as assistance with financing facilities, make up the core of the practice. Founding partner Edward Scott is an experienced real estate finance lawyer, who also advises on matters concerning UK real estate held in Jersey structures. Senior associate Christa Cuthbert, who joined from Carey Olsen in August 2022, advises on real estate and finance transactions.

Practice head(s):

Edward Scott

Other key lawyers:

Christa Cuthbert


‘Principal-led, dynamic, responsive service.’

‘Pro-active, and always looking for a way to get the deal done.’

Key clients


Tellon Capital

Fifty-Eight Capital

Reuben Brothers

Work highlights

  • Advised Harpur Centre Bedford on its refinancing of The Harpur Centre in Bedford with Bank Hapoalim.
  • Advised for Defoe Property Holdings on the amendment and restatement of its acquisition facility agreement with Greenoak.
  • Advised a prospective seller on the finance aspects of its $1.5bn sale of a trading group.

Lexstone Lawyers

Lexstone Lawyers‘proactive and responsive’ team assists clients on both the lender and borrower side with cross-border financing and refinancing matters, advising banks and family offices on transactions concerning real estate and financial services. Practice head Norman Day advises borrowers on Jersey financing transactions, while Lucy Egerton-Vernon assists family offices and trust companies with finance transactions. Senior consultant Howard O’Toole joined the firm from Voisin Law in June 2022, adding considerable structured finance experience to the firm’s offering.

Practice head(s):

Norman Day

Other key lawyers:

Howard O’Toole; Lucy Egerton-Vernon


‘Experienced practitioners able to deliver promptly and within budget with minimum fuss. We have used them for opinions and have found the cost to be sensible and the turnaround prompt and the communication good.’

‘Lexstone provides a very personal service, they are proactive and responsive and you get the impression that they really care about getting the deal done – they are always my first choice for Jersey aspects of my transactions. They tailor the service to fit the requirement instead of making a mountain out of a molehill! Very refreshingly practical.’

‘They were responsive, knowledgeable and user-friendly.’

‘Accessible and user-friendly.’

Key clients

Royal Road Minerals Limited

SFH Jersey Limited (Soditic)

Howard Kennedy

Garfield-Bennett Trust Company Limited


Hawk Family Office

Hawk Lending Limited


Handelsbanken plc







Bond Trust Limited

Carlyon AG

Blandford Capital

Brian Blandin Ltd

Underwood Solicitors LLP

Work highlights

  • Assisted Hawk Lending with 41 financings, with a total deal value of £22m.
  • Instructed as lead Jersey advisors to Emera, which, in partnership with the listed healthcare real estate investment specialist Aedifica, acquired the Jersey care home operator LV Group for £58m.