Banking and finance in Jersey

Carey Olsen

Carey Olsen’s ‘first-class‘ banking and finance practice has recently secured a number of new panel appointments from global, household-name banks, for which the team is advising on fund financing arrangements, sometimes with facilities surpassing €1bn. ‘Solid, experienced and dependable‘ practice head Robin Smith leads on this work, while another team strength is financial restructuring — including debt-for-equity swaps — with the ‘outstanding talent‘ Kate Andrews and senior associate Rebecca McQuillan acting for high-profile debtors and creditors alike. Key individuals for real estate finance transactions include Peter German, described as ‘head and shoulders above the competition‘, and counsel Fiona Dalton. The team is a premier name in the financial regulatory space, including in regards to utility and security token issuances.

Practice head(s):

Robin Smith

Other key lawyers:

Kate Andrews; Rebecca McQuillan; Peter German; Fiona Dalton; Laura Healey


‘The team is first class, understands client needs and is reactive and knowledgeable.’

‘Peter German is fantastic, a stand-out Jersey practitioner and our first choice. Nothing is too much trouble and head and shoulders above the competition.’

‘Laura Healy is one of the finest practitioners we work with. She is proactive at getting the job done and provides excellent technical advice.’

‘The Carey Olsen team is highly talented, hugely experienced, commercial, pragmatic and responsive. They adopt a collaborative approach, working in partnership with clients and keep the client apprised along the way in terms of transaction updates, identifying issues and foreseeing problems before they arise, coming up with solutions and adopting a transparent approach to fee charging arrangements. They have invested heavily in technology and are very much in tune with the the needs of their clients and help steer a path to success. A truly top-tier global team which has embraced diversity and maintained a culture which is aligned to getting the job done, supporting the needs of clients and being a pleasure to deal with. They have also taken the lead in relation to CSR and ESG related matters and continue to lead from the front and stand out from the crowd.’

‘Kate Andrews is an absolute joy, calm, considered and an outstanding talent.’

‘Robin Smith is solid, experienced and dependable and champions the firm’s ESG initiatives.’

‘Kate Andrews is one of our go-to Jersey lawyers for support on any restructuring matter. She is technically very strong but also extremely responsive, user friendly and a pleasure to work with.’

‘Clear understanding of the Jersey market; unambiguous approach to provision of services; no-nonsense approach to working as one team when an investment transaction is being led out of another jurisdiction, such as UK. Sounds simple, but so many others get it wrong!’

Key clients

Ad hoc committee of creditors –  Pizza Express

Ad hoc committee of creditors –  FatFace

Ad hoc committee of creditors –  Doncasters Group

Ad hoc committee of creditors – Survitec Group

Cale Street Partners

Royal Bank of Scotland International

Nordea Bank

States of Jersey

Ports of Jersey

Santander UK

Sun Ventures

Travelport Group

Hollyport Capital

Work highlights

  • Advised the creditors on a £1.1bn debt-for-equity restructuring of Pizza Express.
  • Acted as lead counsel advising the Government of Jersey, the States of Guernsey and the Isle of Man Government (with the assistance of their Attorney General’s Chambers) on the establishment of the Crown Dependencies £140m Covid-19 business interruption loan guarantee schemes including drafting the principle scheme document and negotiating heads of terms.
  • Advised on the acquisition of 1&2 New Ludgate, London for Sun Venture.


Highly sought after in the funds space, Mourant’s 'commercial, technical and practical' finance and corporate vertical acts for creditors and debtors alike. Practice head Gareth Rigby thrives in the acquisition finance field, having recently led on transactions for blue-chip private equity clients, banks and alternative lenders. Simon Gould and Sarah Huelin spearhead the specialist financial regulatory offering; recent instructions included LIBOR transitions and third-party investment management regulation. Further key team members include James Hill, the 'exceptionalMark Chambers, Jon Woolrich, recently promoted partner Neil McCarroll and counsel James Daniel, who all lend their hands to real estate, acquisition and leveraged financing mandates.

Practice head(s):

Gareth Rigby

Other key lawyers:

Simon Gould; Sarah Huelin; James Hill; Mark Chambers; Jon Woolrich; Neil McCarroll; James Daniel; Amy Demetriou


‘The team has good strength in depth and excellent market knowledge and profile. They are contactable, resource matters appropriately and go the extra mile to meet demanding client timescales.’

‘Mark Chambers is exceptional.’

‘It was really good working with Jon Woolrich. He and his team were responsive with helpful advice that enabled our transaction to run smoothly.’

‘Market-leading service levels and expertise.’

‘Gareth Rigby: a go-to Jersey lawyer for finance.’

‘The Mourant banking and finance team is commercial, technical, practical and they always deliver on a project.’

‘I would highlight the team’s responsiveness and positive, can-do attitude. From our experience of working with them we know that they will not let us down when we need them to help us meet urgent client demands or work to challenging deadlines.’

‘As to partners, I would say that James Hill and Amy Demetriou really stand out. James and Amy have been very helpful on fee quotes and in helping us put together joint responses to RFPs, which have been a positive factor in helping us win work from clients.’

Key clients

Greystar Real Estate Partners


M&G Investments


Goldman Sachs

China Investment Corporation

Wells Fargo Bank

Invesco Real Estate



Grove Property

M7 Real Estate Limited

Battersea Project Holding Company Limited

Mimecast Limited

Standard Life Investments


With 'industry-leading breadth and experience', Ogier's banking and finance team predominantly acts for big-ticket institutional leaders, as well as borrowers in the fund finance space. Global practice leader Katrina Edge leads on real estate finance matters, as well as development finance transactions. Local practice head Simon Felton has a healthy structured finance practice, and with the 'technically astute' Bruce MacNeil, provides expertise in Sharia-compliant financing matters. At the managing associate level, Kate McCaffrey assists with real estate, funds and sustainable finance transactions, while James Lydeard reinforces the leveraged and acquisition finance elements.

Practice head(s):

Simon Felton; Katrina Edge

Other key lawyers:

Bruce MacNeil; Kate McCaffrey; James Lydeard; Lauren Maycox


‘It’s always great to have Katrina Edge on our deals.’

‘Exceptional senior female-led team of lawyers. Responsive and excellent at finding solutions.’

‘Kate McCaffrey is a real rising star.’

‘Industry-leading breadth and experience whilst remaining personable and very approachable.’

‘The team have provided invaluable support to us on fund financing structures based in Jersey and have always demonstrated in-depth sector knowledge and awareness and helpful interaction with regulatory colleagues to bottom out complex matters of funds regulation. They are always very responsive and extremely collaborative and pleasant to work with.’

‘Bruce MacNeil is fantastic. Very hard-working, technically astute, responsive and commercial. He runs a really solid team.’

‘The Ogier Jersey banking team are competent, responsive, commercial and friendly. We have developed a strong relationship with them over the last few years and they have consistently delivered a high-quality legal service, to deadlines whilst remaining pragmatic on fees and billing.’

‘Katrina Edge, James Lydeard and Lauren Maycox work as a seamless team and they know what a lender needs.’

Key clients

HSBC Bank plc

Silicon Valley Bank

Apollo Management International LLP

MetLife Investment Management

Caledonia Investments plc

Wren House Infrastructure Limited

International Oasis Holding Company KSCC

M&G Investment Management Limited

International Swaps and Derivatives Association (ISDA)

Hospital Topco Limited

Adeem Investment & Wealth Management

Hellman & Friedman

Northwood Investors LLC


OZ Management LP

CPP Investments

KB Securities

Eurazeo Real Estate Lux Sarl

Pramerica Real Estate Capital IV S.à r.l.

Valor Real Estate Partners LLP

Bybrook Capital LLP

Pizza Express (Jersey) Limited

Virgin Atlantic Airways Limited

The Portfolio Club

Work highlights

  • Advised HSBC as the lead agent for the syndicate of banks making an unsecured £500m revolving credit facility available to the States of Jersey to support Islanders and the Jersey economy through the Covid-19 pandemic.
  • Advised M&G Investment Management Limited on a £350m financing to refinance existing indebtedness in connection with Riverbank House and Sainsbury’s Supermarket in London.
  • Acted for Virgin Atlantic in relation to a £1.2bn global restructuring of the airline in response to the Covid-19 pandemic.


Fund financing is central to Appleby’s banking and finance practice, alongside real estate and acquisition finance. James Gaudin and Daniel Healy (who was promoted to the senior associate ranks alongside Kevin McQuillan) act as lead counsel for a high volume of local lenders, whereas practice head Andrew Weaver maintains a healthy borrower-side practice. Christophe Kalinauckas, who recently joined from Walkers, advises on financing arrangements for prime London real estate assets.

Practice head(s):

Andrew Weaver

Other key lawyers:

James Gaudin; Daniel Healy; Kevin McQuillan; Christophe Kalinauckas


‘Keen to develop relationships.’

‘Very responsive.’

Key clients

TDR Capital

OakNorth Bank plc

Tritax Big Box REIT plc

Ashby Capital LLP

UK Branch of Abu Dhabi Islamic Bank PJSC



DekaBank Deutsche Girozentrale



The Prudential Insurance Company of America

Work highlights

  • Advised TDR Capital LLP, Mohsin Issa and Zuber Issa on their funding arrangements to enable the acquisition of the Asda Group from Walmart, in a deal valued at approximately £6.8bn.
  • Advised a private equity firm on its funding arrangements in connection with its £647m acquisition of a FTSE 350 company.
  • Advising The Prudential Insurance Company of America on over £235m worth of facilities on (i) a logistics portfolio and (ii) a multi-use portfolio.

Bedell Cristin

Bedell Cristin’s financial services law vertical handles elite lending mandates for institutional clients. Mark Dunlop and the 'calm and highly professional leaderTim Pearce lead on local lending mandates, UK real estate finance and cross-border acquisition financing engagements. Another strength is development finance; practice leader Alasdair Hunter and senior associate Malcolm Ellis advise African development banks on the financing of technology and telecoms projects. The team works with the capital markets colleagues on structured finance mandates. Clients commented positively on the team's knowledge of Islamic finance, and also praise senior associates Louise Hassell and Antony Clerehugh.

Practice head(s):

Alasdair Hunter

Other key lawyers:

Mark Dunlop; Tim Pearce; Malcolm Ellis; Antony Clerehugh; Louise Hassell


‘Tim Pearce and Antony Clerehugh are always available for our calls and delegate our work to a wider team to make the fees easier on our clients on our Jersey/Guernsey matters.’

‘I work with Bedell Cristin on the Jersey, Guernsey and BVI law aspects of several transactions for mutual clients each year. I have a long-established and valued relationship with the banking team. They are responsive, dependable, good value and, crucially, feel like a natural part of the extended deal team.’

‘We have enjoyed a close and strong working relationship with Bedell Cristin in Jersey over the last ten years. They have good knowledge of Islamic finance structures.’

‘Malcolm Ellis provides efficient commercial advice. ’

‘The team is responsive and take possession of issues that our theirs. You could say that they make the going easy – which is great in the heat of a transaction. ’

‘We work closely with Tim Pearce and Louise Hassell who are both excellent – highly responsive, easy to deal with and very knowledgeable of their practice area.’

‘Tim Pearce is a calm and highly professional leader who sets a clear tone of competency in every client interaction and works hard to build rapport with the other legal parties/their clients wherever possible.’

‘Louise Hassell is highly responsive with great depth of knowledge and is able to use these to ensure that the legal process is as smooth and efficient as possible for both sides.’

Key clients


Royal Bank of Scotland

Royal Bank of Scotland International



CIBC First Caribbean Bank


Andium Homes

Savills Investment Management


Jersey Royal Potato Company


Work highlights

  • Advised Norfund on the Jersey aspects of the financing facility of Brighter Life Kenya 1 Limited which will improve energy access for rural Kenyan communities.
  • Provided banking and property advice in Jersey and Guernsey to RBS in connection with the financing of the acquisition by Channel Islands Property Fund Limited of grade-A commercial premises known as Valley House, to be let to Oak Group.
  • Provided banking and property advice to RBS in Jersey in relation to the development financing of a mixed-use significant regeneration project in the heart of St Helier.

Collas Crill

Collas Crill is strong in fund finance and real estate finance. Regarding the latter, Matthew Gilley recently handled loan restructurings in the hospitality sector while counsel Christine Fox represented lenders in real estate financing with international components. The team deals with borrower-side mandates, including loan facilities and debt-to-equity swaps for airlines and ferry companies with high island significance. The team under practice head Mike Williams is a leading island name for Islamic financing for both lenders and borrowers.

Practice head(s):

Mike Williams

Other key lawyers:

Matthew Gilley; Christine Fox; Alexander Price


‘Collas Crill’s Jersey banking team is still quite new to the market, but has proved itself to be a good alternative to the established names. We have used them twice in the last year and have been impressed by their service and delivery.’

‘Keen to develop relationships. Friendly and personable team. Commercially sound and pragmatic advice.’

‘Collas Crill has a great team across the board in all jurisdictions that I have dealt with and I really rate them for their Jersey banking and finance work. They are always responsive and on top of things, even when I know that they are busy working on a number of large transactions at the same time.’

‘Mike Williams does a great job of helping the Collas Crill team to look after us on the Jersey side and seamlessly fitting in with the work that we do for our clients. Mike is a great lawyer and very pragmatic. He always has the big picture in mind, even when it appears that the other side’s Jersey lawyers can’t see the wood for the trees. Alexander Price is one of his key associates and is a pleasure to work with, he knows our team well and so working with him feels like having him on our team too.’

‘Quality team with good understanding of banking and finance.’

‘Collas Crill are easy to do business with. They get the job done with minimal fuss and no last-minute fee creep discussions. They seem hungry for work and deliver a good service.’

‘Responsive, competitive on cost, and practical. The team also offers a very personable and collegial service.’

Key clients

ABC International Bank

Abu Dhabi Islamic Bank

Ahli United Bank (UK) PLC

Allianz Debt Fund

Al Rayan Bank plc

Allied Irish Bank

ASK Partners

Bangkok Bank

Bank of East Asia

Bank of London & The Middle East

Bank Julius Baer

Bank of Nova Scotia

Blue Islands

Butterfield Mortgages

Citibank, N.A.

Gatehouse Bank plc

Habib Bank Zurich plc

Hermes Alternative Investment Management

Hermes Real Estate Senior Debt Fund


ICG Longbow Senior Debt S.A.


Industrial and Commercial Bank of China


Investec Asset Finance Channel Islands

Investec Bank PLC

KB Kookmin Bank London Branch

Kleinwort Hambros

Lloyds Bank

National Westminster Bank PLC

Nedbank Private Wealth

OakNorth Bank PLC

QIB (UK) plc


Royal Bank of Canada

Royal Bank of Scotland International


Schroder Unit Trusts

Shanghai Commercial Bank

State Bank of India

Sunlife Assurance Company of Canada

VTB Bank

Yes Bank

Work highlights

  • Advised Blue Islands Limited on (i) moving its base of operations into Jersey; (ii) corporate restructuring of the airline’s ownership; and (iii) a £10m loan facility from the States of Jersey in order to provide the airline with working capital in light of pressures placed upon the airline (and aviation industry in general) as a result of the Covid-19 pandemic.
  • Acted for OakNorth in connection with a £50m liquidity facility to Trikomo Limited (a Jersey subsidiary in the Arora group of companies) to refinance the acquisition, and fund the development, of residential units at the property known as Arora Tower, Waterview Drive, London.
  • Advised a Russian e-commerce business on a $200m equity fundraising and $400m debt offering of senior unsecured convertible bonds.


The predominantly lender-side banking and finance practice at Walkers advises on the full spectrum of transaction types. Driving the fund finance offering, 'absolute star' senior counsel Julia Keppe is instructed by an impressive set of alternative lenders. Alexandra Corner is also a key lawyer in this space. Practice head Nigel Weston is a go-to name for UK-based real estate and Africa-based infrastructure financings. Senior counsels Louise Hamilton and Tristan Maultby regularly advise on leveraged finance deals, including those with Sharia-compliant obligations.

Practice head(s):

Nigel Weston

Other key lawyers:

Julia Keppe; Alexandra Corner; Nigel Weston; Louise Hamilton; Tristan Maultby


‘Walkers, in our experience, are very experienced and knowledgeable practitioners in Jersey law.’

‘We worked closely with Tristan Maultby and Nigel Weston who have been excellent. In addition to their knowledge of local and securitisation law they have proved to be very responsive in time-sensitive matters and are able to take a pragmatic, commercial approach.’

‘We worked with Walkers on a transaction recently which involved taking security in Jersey and Ireland. They were very responsive and commercial and took full responsibility for their work stream while continuing to keep us updated. This is especially important when you are coordinating multiple local counsel.’

‘Julia Keppe stands out. Her positive attitude throughout really helped!’

‘Always willing to help even with very short notice. Always demonstrate a positive solution-driven attitude and willing to explore alternative solutions to achieving client expectations.’

‘I have worked with Louise Hamilton on a number of complex refinancing transactions over the last 12 months. The transactions were time critical with the added challenge of working from home. At every stage, even over the Christmas holidays, the team at Walkers were very responsive even late at night to ensure the transactions were completed. Without the support of Walkers at critical points I doubt we would have been able to complete.’

‘Julia Keppe is an absolute star – she provides clear, practical advice based on years of experience. Always available, pragmatic and reassuring – no issue or deadline is unresolvable for Julia. Our first pick in Jersey for financing matters.’

Key clients


Abu Dhabi Islamic Bank PJSC

African Frontier Capital (Mauritius) LLC

Affinity Private Wealth Limited

Postbridge Capital LLP

Work highlights

  • Advised debt funds managed by Blackstone in connection with the provision of a loan facility to finance the acquisition of a portfolio of logistics assets in the UK.
  • Advised African Frontier Capital (Mauritius) on the Jersey law aspects of the expansion of a $127m receivables financing structure which is expected to finance the provision of improved energy access to 1.9 million people living off grid in Kenya and save over 600,000 tons of greenhouse gasses.
  • Advised Ares Management Ltd on its financing of the acquisition by Inflexion and Ocorian of trust company and corporate services provider Estera from Bridgepoint.

Maples Group

Key fund finance experts at Maples Group (cited as 'very responsive, commercial and proactive') include Simon Hopwood and Tim Morgan , a recent hire from Mourant. In this space, lenders and borrowers are equally present on the client roster, with the team advising on complex NAV-based lending structures. Co-head Chris Byrne, co-head Paul Burton, the 'brilliant, technical lawyerMark Crichton and 'excellent associateAmy Black advise alternative lenders, banks and borrowers on leveraged and real estate finance transactions, including under Sharia-compliant laws.

Practice head(s):

Chris Byrne; Paul Burton

Other key lawyers:

Simon Hopwood; Tim Morgan; Mark Crichton; Amy Black


‘Very responsive, commercial and proactive. Can be trusted to progress the matter without management and provide regular updates. Excellent service. ’

‘Paul Burton – always available and incredibly helpful to get the deal done.

‘Amy Black is an excellent associate.’

‘Friendly, professional team with real pragmatic and can-do attitude. When I encounter a problem on a transaction I know that Maples Group will more often than not have the solution andwill do everything they can to make the problem less of a problem.’

‘Great commercial awareness and delivery. Exceptional people skills.’

‘Efficient and very personable. Great lawyers and deliver great results on time and to budget.’

‘Mark Crichton’s calm and pragmatic manner makes him an absolute joy to deal with. The quality of the advice he gives is excellent and we know our clients will receive first-class service when referred to him. He is an absolute joy to work with.’

‘Mark Crichton is a brilliant technical lawyer; he is commercial and pragmatic with excellent attention to detail. He is easy to work with and fosters strong working relationships with his clients.’

Key clients

Apache Capital Partners

Bain Capital

Barclays Bank

Brookfield Asset Management

GIC (Singapore)

Global Infrastructure Partners


Nonghyup Bank

Ontario Teachers Pension Plan

Snam S.p.A

Work highlights

  • Acted as Jersey finance counsel for Global Infrastructure Partners in the $20.7bn acquisition of a 49% stake in Abu Dhabi National Oil Company lease rights to 38 gas pipelines.
  • Advising Teranga Gold on the finance and corporate aspects of its acquisition by Teranga of Barrick Gold’s Massawa project in Senegal.
  • Acting for Apache Capital Partners on multiple Islamic Finance transactions in relation to Shariah-compliant real estate development structures.


Viberts maintains longstanding client relationships with a number of impressive international lenders, for which practice head Paul Wilson and Christopher Scholefield assist with acquisition and funds lending transactions. James Lawrence deals with securitisation mandates for lenders including Lloyds Bank. On the borrower side, associate Oliver Hughes recently handled debt financing arrangements for a Jersey-domiciled property group.

Practice head(s):

Paul Wilson

Other key lawyers:

Christopher Scholefield; James Lawrence; Oliver Hughes


‘A very responsive and knowledgeable team.’

‘Eleanor Colley and Paul Wilson are both very easy to deal with and get on with things without needing to be chased or nudged. They are both quick to turn things around and explain any issues in an easily understood manner, with a good commercial viewpoint.’

Key clients

Saltgate Limited

CNR Constructeur SAS

Baccata Trustees Limited

IQ EQ (Jersey) Limited

Lloyds Bank

Forward Group Limited

Tobacco Dock Limited

BCI Asset Finance Limited

Dunningham Investments Limited

Fox Managed Services (CI) Limited

Level 4 Developments Limited

J.J. Fox International Limited

Rossborough Financial Services Limited

Lloyds Bank Corporate Markets plc previously Lloyds Bank International

Longulf Trading (UK) Limited

Oak Services Limited

Oak Trustees (Jersey) Limited

Oak Group (Jersey) Limited

Financial Consultants (Jersey) Limited

Cynergy Bank Limited

Regal Construction (Jersey) Limited

Ready Plant (2019) Limited

ROK Construction Limited

HLG Holdings (Jersey) Limited

GlenQ Trustees Limited

Zedra Trust Company Limited

Qarma Technology Limited

Butterfield Trust (Guernsey) Limited

Hampden & Co plc

Rathbones Investment Management International

CMS Cameron McKenna Nabaroo Olswang LLP

FCC Contrucction SA

Falles Holdings Limited

Work highlights

  • Assisted Lloyds Bank with reviewing, commenting on and amending its entire suite of Jersey security documents.
  • Advised Glen Q Trustees Limited business in relation to a £62m multijurisdictional debt financing deal involving the purchase of an English company which owned landmark real estate in a London Borough that was being purchased for development purposes.
  • Advised Lloyds Bank on its lending to a high-profile society, being a loan which was an 80% Government of Jersey-backed facility in connection with Covid-19.

Edward Scott and Co

Edward Scott and Co’s 'agile and entrepreneurial' banking and finance offering is active in the UK real estate sector; practice head Edward Scott founded the firm in 2020 after four years at Dickinson Gleeson. He primarily advises Jersey-domiciled borrowers on project financing transactions across all property types including data centres, logistics and office space; the firm also acts on broader acquisition financing matters.

Practice head(s):

Edward Scott


‘A small but up-and-coming practice that has all of the benefits of being agile and entrepreneurial in style, while providing clients with access to top-quality lawyers who give robust and well-considered advice.’

‘Edward Scott is a diligent and high-calibre lawyer who is as dependable as he is commercially minded.’

‘Edward Scott & Co’s team is an incredibly nimble and responsive small team and is able to assist clients and other service providers in a very professional, high-quality and knowledgeable manner.’

‘We have always found Edward Scott & Co of very high calibre and punching above its weight in terms of taking on large transactions as a small boutique bespoke practice.’

‘Edward Scott is, in our view, a high-quality leading Jersey lawyer to work with on pan-Channel Island corporate and banking transactions. Edward is not constrained by risk-averse approaches of other larger law firms, but his advice is independent, clear, concise and direct and his advice can easily be relied on.’

‘A newly established firm – extremely competent and efficient in our dealings with them.’

Key clients




Reuben Brothers

Longmore Holdings Limited

Crown Street Limited

Work highlights

  • Advising CloudHQ on the financing of its project to build data centres adjacent to Didcot Power Station.
  • Assisting Longmore Holdings Limited with its term loan from Aviva Commercial Finance Limited to refinance Longmore’s acquisition of an office building in Edinburgh.
  • Advising Crown Street Limited on its financing from EFG Private Bank Limited to acquire a West London office block at 11-15 Farm Street.

Pinel Advocates

Pinel Advocates advises lenders and borrowers on banking, finance and regulatory matters. Recent instructions have seen practice head Andrew Pinel advise international banks on fund financing facilities, and property development companies on refinancing arrangements.

Practice head(s):

Andrew Pinel


‘We have been working with Pinel Advocates for over five years and we have built a strong relationship with the team and engaged on a number of important transactions involving corporate financing and security arrangements. They provide the key skills and sense of urgency that sets them apart from competitors.’

‘The team is excellent at all times and the service you get from Pinel Advocates on these transactions is first class. It is always a pleasure to work with them. They also care passionately about developing relationships with their clients. They are always there if we have a one-off query, even when they are not involved in a transaction.’

‘We have close and regular cooperation with a number of lawyers working at Pinel Advocates and they are always available and they address our concerns efficiently, effectively and with a friendly attitude.’

‘Roisin Hocking has been of particular assistance on financing transactions, responsive to inquiries and helpful in resolving urgent issues to a very high standard and continues to go over and beyond our expectations.’