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Arthur Cox has a leading banking practice, with a team of four first-rate, ‘highly skilled‘ partners including Angus Creed (‘extremely thorough‘) and Judith Brown (‘pragmatic‘). It recently acted for Ulster Bank in its financing of the acquisition by the Tayto/Golden Wonder Group of Redmill Snack Foods. New clients include Zurich Bank and Volkswagen Bank. Andrew McCluggage also garners praise from clients.

John McKee & Son is a recognised presence in the market. Recent transactions include acting for Ulster Bank Group on its funding of a major new commercial and residential development at Titanic Quarter in Belfast, and acting for a syndicate of Asia-Pacific Banks on the acquisition of a local company. Leading light Avril McCammon is ‘committed to getting the deal over the line for her clients‘.

L’Estrange & Brett has a ‘strong team that always dispenses appropriate advice‘; it includes Sinéad McGrath, who is held in the ‘highest regard by clients‘, and Richard Gray, who is also recommended. The focus is on high-end work, including regulatory work, and the team is also noted for its work in the RSL sector. Clients include Barclays Bank and Deutsche Bank.

A&L Goodbody Northern Ireland has a mainly bank-led practice, and is noted for its ability to handle transactions with a cross-border dimension. It has extensive experience in securitisation, and recently acted for Allied Irish Bank (UK) in the securitisation of a portfolio of its residential mortgages. Peter Stafford is recommended.

C & H Jefferson acts for four of the main banks operating in Northern Ireland. Recent work includes acting for several banks on the Northern Ireland security aspects of shopping centre transactions in England and Scotland involving Northern Ireland borrowers. The experienced Mark Tinman is ‘sensible and commercial‘.

Carson McDowell is ‘definitely a hit‘ and ‘on the up‘, with Tom Adair offering ‘viable solutions where a problem arises‘. The team represents a mixture of borrower and banking clients, and recently acted for Bank of Ireland in relation to loan facilities for Northern Ireland Co-Ownership Housing Association.

Clients have ‘absolute confidence‘ in Cleaver Fulton Rankin. Acquisition financing and the financing of distressed disposals constitute a significant part of the practice, and the team regularly acts on securitisation and warehousing transactions for clients such as Britannia Building Society and Nationwide Building Society. Stephen Cross heads the team.

At Elliott Duffy Garrett corporate partner Kevin McVeigh represents a number of local and international banks on secured lending, project finance and regulatory matters. Laurence Mahood is experienced on the property finance side.

McKinty and Wright has a fine reputation for banking work. It has assisted leading City of London firms on corporate finance matters, and has also acted for a number of major local and national institutions on taking security over commercial property. Gordon Greenfield and Carol Scobbie are the key contacts.

Tughans has a ‘professional team with a high degree of knowledge and commerciality‘, with Fearghal O’Loan a leading figure in the market. Clients include Ulster Bank and Bank of Ireland, and it recently advised Europarts Motor Factors on the refinancing and restructuring of the group’s debt funding and security package. The team is also active in securitisation.

At Johns Elliot Steven Cockcroft oversees a team whose recent work includes advising Northern Bank on various aspects of secured lending on commercial and residential properties. It ‘mixes a high level of professionalism and expertise with humour and humanity‘.

McGrigors Belfast LLP draws on the significant expertise available in the firm’s Scottish and English offices to advise on asset finance, project finance and real estate development.

Mills Selig’s commercial property team advises on issues including the taking and granting of security. Bill McCann is the principal contact partner.

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Legal Developments in the UK

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  • Student employees – new restrictions on employment

    On 10 February 2010 a Statement of Changes to the Immigration Rules was laid before Parliament which is due to come into force on 3 March 2010.
    - Penningtons Solicitors LLP
  • Landlord & Tenant Briefing

    Dilapidations in commercial premises – ten points to consider
    - Bircham Dyson Bell LLP
  • Being a helpful Landlord may be a mistake!

    Most landlords and their solicitors try to resist the impulse to be helpful, however, in these recessionary times when landlords are concerned to avoid empty space, there may be the temptation to take shortcuts to ensure a letting proceeds. In circumstances where it is intended that Part II of the Landlord and Tenant Act 1954 (the 1954 Act) should not apply to the tenancy, i.e. that the tenant should not have the benefit of security of tenure, then occupation before the lease has been finalised (and the appropriate ‘contracting-out’ steps taken) is a potentially dangerous step and needs to be taken only when the landlord has fully comprehended the potential consequences.
    - Bircham Dyson Bell LLP
  • New regime for approval of major transport projects set to ‘switch on’

    The Planning Act 2008 (the Act) introduces a new regime designed to speed up the planning and, in turn, the delivery of infrastructure projects of national significance. For transport projects, it is one of the most important pieces of legislation in recent years. The new procedure will have to be used for any third runway at Heathrow, amongst other high-profile projects.
    - Bircham Dyson Bell LLP
  • Divorce and the media: the courts, the pay-outs and the speculation

    The rising divorce rate and some well-publicised settlements running into tens of millions of pounds have focused attention on a growing issue in divorce cases: just how far can spouses go to obtain information about their partner’s financial affairs?
    - Schillings
  • Top ten really useful cases of 2009

    If you want your panel solicitor to‘get off the fence’, need to know when a cause of action accrues or wondered whether the judiciary live in the 21st century, the following cases from 2009 provide some really useful guidance. With professional negligence claims on the increase, whether you are giving or receiving legal advice, the cases discussed below highlight practical points for all legal advisers to be aware of.
    - Bond Pearce LLP
  • The twilight zone: legal issues for directors

    there is no legal definition of the term ‘twilight zone’ (perhaps derived from the cult TV series, the writer would like to think), which is now widely used to describe a period of trading when a company has, or is predicted to have, insufficient cash to pay its debts as they fall due. This might be an immediate cash-flow crisis or the problem might be anticipated many months ahead.
    - Holman Fenwick Willan
  • Cloud computing:key issues for SMEs

    Although many definitions exist, broadly speaking ‘cloud computing’ is the outsourcing of specified IT functions via the internet (the cloud) to provide or receive services that would otherwise only be available if the end user had installed the appropriate hardware and/or software on desktops, or on local networks controlled by that organisation itself. Such services may include the use of software over the internet or remote storage of business data by a third-party provider. One benefit of this is that businesses can structure payment for these services differently (for example pay-as-you-go or on a subscription basis), rather than having to pay large sunk costs for long-term software licences, and the purchase and installation of IT infrastructure necessary to support the services locally.
    - SJ Berwin LLP
  • Commission victorious in ‘regulatory holiday’ action brought against Germany

    On 3 December 2009, following an action brought by the European Commission under article 226 of the EC Treaty (now article 258 of the Treaty on the Functioning of the EU) the European Court of Justice (ECJ) confirmed that Germany had failed to comply with its obligations under the European regulatory framework for telecommunications (the Common Regulatory Framework (CRF)). The ECJ’s judgment in European Commission v Germany [2009] confirms that Germany acted unlawfully by adopting a national law excluding ‘new markets’ from regulation – so called ‘regulatory holidays’.
    - SJ Berwin LLP
  • New Commission

    On Friday 27 November 2009 the new European Commission, which will begin its mandate early in 2010, was announced by Commission President José Barroso. This announcement followed a week after the appointment of Herman Van Rompuy and Catherine Ashton as the President of the European Council and the High Representative of the Union for Foreign Affairs and Security Policy respectively, the two new roles created by the Lisbon Treaty, which entered into force on 1 December 2009.
    - Berwin Leighton Paisner LLP

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