The fintech regulatory practice at Taylor Wessing LLP advises a mix of major payment firms, banks, and platforms on payments transactions, cryptocurrency, consumer credit, and financial infrastructure regulation. The team frequently handles novel, cross-border fintech issues, counselling firms and financial institutions, such as buy-now-pay-later providers, on consumer credit issues and UK/EU regulatory compliance. The team is led by partner Charlotte Witherington, who joined the firm in early 2024, and frequently acts for global investment banks, payment firms, and emerging tech companies. FSR partner Martin Dowdall brings deep expertise advising UK and EU clients on payment services and systems, cryptoasset regulation, and AML legislation, while Clare Reynolds leads on ecommerce and technology outsourcing and cloud regulation.
Legal 500 Editorial commentary

Testimonials

Collated independently by Legal 500 research team.

  • ‘The practice stands out for its ability to combine deep technical expertise with a clear understanding of clients’ commercial and regulatory environments. What makes the team unique is its consistently pragmatic approach — advice is not only legally robust, but also tailored to the realities of fast-moving businesses, particularly in the payments and consumer credit sectors.'

  • 'Compared to other firms, the practice is notably agile and solutions-oriented. Advice is delivered clearly and efficiently, often under tight timeframes, without compromising on quality or regulatory rigour.'
  • 'A high-performing, commercially minded team that consistently delivers value beyond technical legal advice.’
  • ‘Mila Pencheva is among the most outstanding external counsel I have had the opportunity to work with. She combines a meticulous attention to detail with a deep understanding of complex legal and regulatory frameworks, and consistently delivers advice that is not only legally sound but also highly aligned with commercial priorities. Her thoughtful, solutions-oriented approach adds real strategic value.’

  • 'Team is well led with a strong understanding of client's business and priorities. The team brings diversity above that of their competitors.'

Key clients

  • Vinted Limited
  • Farfetch
  • HiBob

Work highlights

Advising Vinted Limited on the regulatory aspect of its €340 million secondary share sale.

Practice head

Charlotte Witherington

Other key lawyers

Martin Dowdall, Clare Reynolds; Mila Pencheva