M&A In The FinTech Space-Comment

"FinTech M&A has become the second-largest area of emerging tech investment-according to FT Partners, there were 1,485 M&A deals in the FinTech space totalling $348.5bn in 2021. Despite the recent market turbulence, the pace of M&A in this space may very well continue to be robust throughout 2022. This uptick in deal flow suggests an opportunity for start-ups to sell products and services into the global financial ecosystem highlighting the ever-present shift from a traditional adversarial approach to a new cooperative one.

Historically, many FinTechs sought to improve on the offerings of more traditional market players in the financial service sector. Consequently, many bricks and mortar banks and traditional insurance companies viewed them as threats. However, over time, the traditional players have come to understand and desire the benefits of incorporating FinTech tools and practices into their business models, whilst the disrupters themselves have come to