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ARTICLE · 24 MARCH 2026

Indiana Establishes Digital Asset Framework And Requires Cryptocurrency Options In Public Retirement Plans

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On March 3, 2026, Indiana enacted House Enrolled Act 1042, establishing a statutory framework governing digital assets and related blockchain activity, while also introducing...

United StatesTechnology
A.J. Dhaliwal
A.J. Dhaliwal
Mehul Madia
Mehul Madia
Maxwell Earp-Thomas
Maxwell Earp-Thomas
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On March 3, 2026, Indiana enacted House Enrolled Act 1042, establishing a statutory framework governing digital assets and related blockchain activity, while also introducing cryptocurrency investment requirements for certain state-administered retirement programs.

The legislation defines “cryptocurrency” as a decentralized virtual currency that uses encryption to validate transactions and control supply, while excluding payment stablecoins. It also adopts a broad definition of “digital asset,” capturing a range of blockchain-based instruments.

Key provisions of the law include:

  • Limits on agency authority. Public agencies, other than the state’s department of financial institutions, may not prohibit or impair the use of digital assets as payment or restrict custody through self-hosted or hardware wallets.

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