ARTICLE · 08 JANUARY 2015

Terrorism Insurance In A Post (Or Non-Post) TRIA World

Miller Friel

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The expiration of TRIA on January 1, 2015 sent the insurance industry into a state of panic and left policyholders with the difficult task of assessing their individual terrorism risks and independently tailoring their insurance policies to suit that risk

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The expiration of TRIA on January 1, 2015 sent the insurance industry into a state of panic and left policyholders with the difficult task of assessing their individual terrorism risks and independently tailoring their insurance policies to suit that risk. Even if the insurance industry prevails at convincing Congress to reenact TRIA in the New Year, TRIA may not function as it was initially intended more than a decade ago. Policy exclusions, changes in insurance coverage law, and changes to terrorism threats post 9/11 may limit the effectiveness of TRIA, even if renewed. TRIA or no TRIA, 2015 is a good time for policyholders to reevaluate their terrorism coverage to make sure that they are adequately protected.

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