Late Notice On First Party Property Cases

Insurance companies are all too familiar with late notice claims.  They can receive first party property claims even up to five years after the alleged damage occured.  Late notices make it more difficult for the insurer and it can be tricky when determining coverage for several reasons, including spoliation of evidence.  Rumberger Kirk & Caldwell attorney Darryl Gavin discusses late notice claims and the challenges these late claims pose to the insurance companies.

Related Questions

• How common is it for insurance carriers to receive late notice property claims?
  
  It is quite common actually. For example, in some cases, carriers are just now receiving first notice claims for alleged damage from the 2004 and 2005 hurricanes.