In Cadle v. GEICO Ins. Co., Case No. 15-11283 (11th
Cir. Sept. 30, 2016), the Eleventh Circuit held that GEICO had not
acted in bad faith when it failed to settle a claim after the
insured did not provide any evidence of permanency during the cure
period as is required by Florida law.
With A Friend Like This...
On July 2007, Catherine Cadle was rear-ended by Derek Friend, an
underinsured motorist driving down I-95. Cadle had previously
purchased insurance providing coverage for such an accident under a
stacked uninsured motorist (UM) policy with a $75,000 limit.
Although Friend had insurance as well, his policy contained a
$25,000 limit.
Cadle sought treatment for the pain she suffered in the weeks
following her accident. However, when this treatment failed to
alleviate her pain, Cadle's doctors recommended more active
pain management. During the following months between August 2007
and June 2008 Cadle received epidural injections and almost a dozen
facets—also
