Part 1 of this series discussed how important it is to
have contest insurance if the promotion has an expensive prize. It
also warned that there are scammers who will sell you insurance but
refuse to pay if someone wins the contest.
Part 2 of this series will focus on two things that you can do
to make sure that your insurance coverage will be there if you need
it.
First, while the overwhelming majority of contest insurance
sellers are reputable and honest, you still need to be cautious in
selecting your provider. Searching online for indications of the
provider's capabilities, history, and reputation can be
informative. Checking with the Better Business Bureau and persons who you know
who have used the provider's services may also be helpful. But
don't hesitate to ask the provider for a list of references and
recent customers. If the provider is reluctant to let you talk to
any of its customers, it could be a red flag. Similarly, the old
adage that, "if the
