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ARTICLE · 23 JANUARY 2025

California Wildfires—Insurance Tips For Policyholders

K&L Gates
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The recent wildfires in California have clearly had a catastrophic impact, destroying a vast number of homes and business premises across the region.

United StatesInsurance
Sarah Turpin
Sarah Turpin
Michael Nelson
Michael Nelson

The recent wildfires in California have clearly had a catastrophic impact, destroying a vast number of homes and business premises across the region. Homeowners and businesses may have limited means to protect against nature's forces, but, in this alert, we provide tips on steps that can be taken to protect against denials of coverage by insurers. Careful and proactive attention to insurance coverage considerations could be the key to restoring homes and business operations and weathering the financial storms that follow from such disastrous events.

Potentially Relevant Insurance Policies

It is vital for affected homeowners and businesses to review all relevant or potentially relevant insurance policies promptly, including excess-layer policies, and to comply with loss notification procedures. The most common source of coverage for most individuals and businesses is likely to be first-party property coverage insuring the damaged premises and other

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The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

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