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ARTICLE · 26 NOVEMBER 2013

Affordable Care Act Transitional Policy For Individual And Small Group Plans

Ford Harrison LLP
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On November 14, 2013, the Obama Administration announced a transitional policy, whereby insurers may, but are not required to, renew existing health plans in the individual and small-group markets in 2014, even if those plans do not meet the market reforms and plan design requirements of the Affordable Care Act.

United StatesInsurance
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Executive Summary:  On November 14, 2013, the Obama Administration announced a transitional policy, whereby insurers may, but are not required to, renew existing health plans in the individual and small-group markets in 2014, even if those plans do not meet the market reforms and plan design requirements of the Affordable Care Act.

Under the transitional policy, health insurance coverage in the individual or small group market that is renewed for a policy year starting between January 1, 2014, and October 1, 2014, will not be considered to be out of compliance with the Affordable Care Act's market reforms and plan design requirements, so long as insurers meet certain notice requirements. 

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