FDIC Moves To Modernize Confidential Information Disclosure Rules

On June 25, 2026, the Federal Deposit Insurance Corp. (FDIC) proposed amendments to parts 306 and 309 of its regulations that would significantly change how banks disclose confidential supervisory information (CSI). The proposal is intended to simplify regulatory processes while reducing barriers that institutions face when sharing supervisory information with third parties.

This proposal marks one of the most significant changes to the FDIC’s approach to CSI in years and reflects the agency’s broader deregulatory efforts. The proposed amendment would expand the circumstances under which CSI may be disclosed without prior FDIC approval and streamline the process for obtaining authorization when approval remains necessary. This proposal arrives alongside a broader cross-agency conversation about whether the current CSI regime has become an obstacle to effective banking operations and accountability.