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ARTICLE · 25 MARCH 2015

TILA-RESPA Disclosure Compliance Guides Available

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Just a reminder that the CFPB has made available a number of tools to aid lenders in coping and complying with the TILA-RESPA Integrated Disclosure Rule.

United StatesFinance and Banking
J. Clifford Harrison
J. Clifford Harrison
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Just a reminder that the CFPB has made available a number of tools to aid lenders in coping and complying with the TILA-RESPA Integrated Disclosure Rule. These include:

  • A Small Entity Compliance Guide in a plain English Q & A format. The guide covers the basics of the rule and requirements for use of the new disclosure forms.
  • A Guide to Completing TILA-RESPA Integrated Disclosure Forms which is a companion to the Compliance Guide. It summarizes the instructions for the Loan Estimate and Closing Disclosures on a section-by-section basis.
  • A Disclosure Timeline Example which illustrates the process and timing of disclosures for a sample loan.
  • Blank disclosure forms including versions with annotations to the specific rule provisions, sample completed disclosures for five different loan types, and model forms for a written list of settlement service providers.

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