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ARTICLE · 25 AUGUST 2025

Mortgage Banking Update - August 21, 2025

Ballard Spahr LLP
Ballard Spahr LLP
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Ballard Spahr LLP

Ballard Spahr LLP

Ballard Spahr LLP, an AmLaw 100 law firm with 19 US offices, serves clients in more than 50...

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August 21 – Read the newsletter below for the latest Mortgage Banking and Consumer Finance industry news, written by Ballard Spahr attorneys.

United StatesFinance and Banking
August 21 – Read the newsletter below for the latest Mortgage Banking and Consumer Finance industry news, written by Ballard Spahr attorneys. In this issue, our lawyers examine the legality of federal agency terminations without cause, our upcoming webinar addressing recent consumer financial services developments at the Federal Trade Commission, AI in the financial services industry, and much more.

Podcast Episode: The Legality of Trump's Terminations Without Cause of Members and Commissioners of Federal “Independent” Agencies

Today's episode of the Consumer Finance Monitor podcast offers an in-depth analysis of the unitary executive theory and its implications for terminations by President Trump of the Democratic members/commissioners of several so-called independent Federal agencies. The episode features Lev Menand, an associate professor of law at Columbia Law School, who provides expert insights into financial institutions and administrative law and the

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