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ARTICLE · 16 APRIL 2026

Mortgage Banking Update - April 16, 2026

Ballard Spahr LLP
Ballard Spahr LLP
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Ballard Spahr LLP

Ballard Spahr LLP

Ballard Spahr LLP, an AmLaw 100 law firm with 19 US offices, serves clients in more than 50...

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Ballard Spahr's Consumer Financial Services Group provides comprehensive analysis of the latest regulatory developments affecting mortgage banking and consumer finance, including CFPB workforce restructuring, state DIDMCA opt-outs, debanking regulations, and emerging payment technologies. The newsletter features expert insights on enforcement priorities, compliance obligations, and strategic implications for financial institutions navigating an evolving regulatory landscape.

United StatesFinance and Banking
Ballard Spahr LLP
Ballard Spahr LLP
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April 16 – Read the newsletter below for the latest Mortgage Banking and Consumer Finance industry news, written by Ballard Spahr attorneys. In this issue, our lawyers discuss the FTC’s recent debanking letters to major payment processors, the Treasury’s NPRM on state oversight of stablecoin issuers under the GENIUS Act, ongoing developments on BNPL regulation, and much more.

Podcast Episode: A Deep Dive on BNPL Regulation and Other ‘Hot’ Topics with Max Dubin of the New York DFS

In this podcast episode, our host Alan Kaplinsky, founder, chair for 25 years, and now senior counsel of our Consumer Financial Services Group, is joined by Max Dubin, Chief of Staff to the Acting Superintendent of Banking at the New York Department of Financial Services (DFS). As a senior leader at one of the most influential state financial regulators in the country, Max offers a rare and insightful look into how DFS is approaching some of the most important issues facing the consumer financial services

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