Controlling Medical Costs In Worker's Compensation

Nationally, worker's compensation medical costs are increasing at an alarming rate. Medical services account for 60% of worker's compensation claim costs.¹ Plus, worker's compensation costs are 71% higher than care for similar injuries covered under group health costs.² Although it is not appropriate to second guess the authorized treating physician's recommendations or try to direct care through utilization reviews, there are other things an employer or its insurer can do to control medical costs.

• Use generic drugs.  Check your records and talk with the authorized treating physician about prescribing generic drugs whenever possible.  For medical only claims, if the provider will prescribe an over-the-counter anti-inflammatory, rather than a prescription drug, you may also avoid an OSHA recordable.