ARTICLE · 16 APRIL 2023

Update For Employers Regarding Changes To Background Check Summary Of Rights Form Coming Soon

McDermott Will & Emery

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The Consumer Financial Protection Bureau (CFPB) recently released an updated version of the "A Summary of Your Rights Under the Fair Credit Reporting Act" notice to job applicants...

United StatesConsumer Protection

Marjorie C. Soto Garcia

Cristell Fortune

The Consumer Financial Protection Bureau (CFPB) recently released an updated version of the “A Summary of Your Rights Under the Fair Credit Reporting Act” notice to job applicants and employees required in connection with conducting employment background checks (also known as the Summary of Consumer Rights). Starting on March 20, 2024, employers and consumer reporting agencies (third-party background check vendors) will need to provide the newly revised Summary of Consumer Rights to applicants and employees in connection with background checks to comply with the federal Fair Credit Reporting Act. This article analyzes the updates to the Summary of Consumer Rights and provides recommended next steps employers and consumer reporting agencies should take to be in compliance with the law.

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