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ARTICLE · 20 SEPTEMBER 2022

Joint Tenants Or Tenants In Common?

Lanyon Bowdler
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Often people will find that purchasing a property with someone is an exciting but daunting process.

United KingdomReal Estate and Construction
Jordan Sadler
Jordan Sadler

Often people will find that purchasing a property with someone is an exciting but daunting process. As part of the conveyancing process, you will be asked whether you would prefer to hold the property as 'joint tenants' or 'tenants in common'. This may not be a consideration that is at the forefront of your mind but it should be a decision which is not taken lightly as each option can result in very different outcomes.

Differences between Joint Tenants and Tenants in Common:

Share of the property:

Joint Tenants

  • Both of you will have equal rights/shares in the property, no matter what your individual contribution is towards the deposit.

Tenants in Common

  • You own specific shares in the property and you have the option to hold the property in unequal shares.

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