Claims Defensibility — Data Analysis Underlines The Importance Of Documentation

A reminder that documentation, risk assessment and processes are vital to the successful defence of both employers' and public liability claims.

A recent analysis of our Casualty litigation portfolio data for 2022/2023 has concentrated on three key aspects; firstly, the most prevalent claim types amongst employers' and public liability claims, secondly, the determining factors which drove a commercial settlement rather than a successful defence and thirdly, the successful repudiation rate achieved for each class of claim.

It is hoped that this analysis will inform and lead to behavioural change amongst organisations which in turn will improve claims defensibility and ultimately lead to a lower financial outlay on premiums/reserving.