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ARTICLE · 13 AUGUST 2020

Patents: Solving The Problem Of "Card Clash"

The UK High Court judgment in the case of Lenovo (Singapore) Pte Ltd and Comptroller General of Patents...

United KingdomIntellectual Property

The UK High Court judgment in the case of Lenovo (Singapore) Pte Ltd and Comptroller General of Patents (Judge Birrs, 9 July 2020) deals with the issue of the exclusion of computer programs and business methods “as such” from patentability. This judgment is worth noting as the exclusion exists in both UK and South African patent law, as well as in many other countries.

The patent application in this case, “Selecting a contactless payment card”, relates to the purchase of goods with contactless payment devices such as credit cards. The problem it seeks to solve is that of “card clash”. More specifically, when the physical wallet presented contains more than one card, which card must the electronic reader read? Or, if it reads more than one card representing different accounts, which account must be debited? The solution offered is that the system automatically splits the payment between a plurality of accounts according to one or more pre-set user preferences.

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