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ARTICLE · 20 MARCH 2025

PRA Consults On Changing The Retail Deposits Leverage Ratio Threshold

Addleshaw Goddard
Addleshaw Goddard
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On 5 March 2025 the Prudential Regulation Authority (PRA) published a consultation paper on its proposals to raise the retail deposits leverage ratio threshold, increasing it to £70 billion...

United KingdomFinance and Banking
Tess Kelly
Tess Kelly
James Greig
James Greig
Stephen Fishbourne
Stephen Fishbourne
Julien Bacus
Julien Bacus
Pierre Mathé
Pierre Mathé

On 5 March 2025 the Prudential Regulation Authority (PRA) published a consultation paper on its proposals to raise the retail deposits leverage ratio threshold, increasing it to £70 billion to reflect nominal GDP growth since 2016. This increase would ensure that the threshold continued to capture major UK firms, whilst smaller firms below the new threshold would have more space to grow before becoming subject to the leverage ratio requirement.

On 5 March 2025 the PRA published a consultation paper on its proposals to raise the retail deposits leverage ratio threshold, increasing it to £70 billion. The proposals relate to adjusting one of the thresholds for application of the Leverage Ratio – Capital Requirements and Buffers Part of the PRA Rulebook.

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