Structured Products - Put A Little Structure Into Your Portfolio

Given the turbulent state of the financial markets, it is easy to think that you should only put money into cash. However, with interest rates at record lows, this is hardly an attractive proposition for investors seeking to maximise returns or produce the same level of return that their pension projections have been based upon. Luckily, there are some alternatives, including a vehicle that pays out a generous bonus and promises to back your original investment.

The product

This type of investment vehicle is known as a 'structured product' and is from a product group that is used internationally by banks, insurance companies and fund managers to create returns that have something different from traditionally managed investment funds. Quite simply, the creators of these products package different components together to make something that has an element of certainty quite unlike anything that a managed fund can provide.