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ARTICLE · 25 JUNE 2025

What Is BAĞ-KUR? Who Is Covered Under The BAĞ-KUR System?

The social security system in Türkiye is structured around three main types of insurance status: 4/a (SSK), 4/b (BAĞ-KUR), and 4/c (Pension Fund).

TurkeyEmployment and HR

The social security system in Türkiye is structured around three main types of insurance status: 4/a (SSK), 4/b (BAĞ-KUR), and 4/c (Pension Fund). The main objective of this system is to provide social security protection tailored to individuals' forms of employment. BAĞ-KUR (Social Security Organization for Artisans and the Self-Employed), or 4/b status, specifically designed for those working on their own behalf and account, covers a broad group including self-employed professionals, company partners, tradespeople, and artisans.

With the enactment of Law No. 5502 on the Social Security Institution in 2006, all social security institutions were unified under the umbrella of the Social Security Institution (SSI). Since then, BAĞ-KUR has ceased to exist as a separate institution; however, in practice, it still retains its distinctive coverage features. The scope, premium system, and insurance conditions—clearly defined by Law No. 5510 on Social Insurances and

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