Market Intelligence

The legal framework of insurance law in Türkiye is established by the Turkish Commercial Code No. 6102 (TCC) and the Law on Insurance No. 5684 (the Insurance Act). The TCC is the principal source of rules governing the parties’ contractual rights and obligations in an insurance contract. The Insurance Act, on the other hand, mainly regulates the establishment and structure of insurance companies, licensing and administrative requirements, and the regulatory supervision of insurance market participants.

New DASK rules for property purchase in Türkiye should be considered when planning a property acquisition or similar transaction. In particular, foreign and domestic investors should carefully review the updated requirements.

International trade with conflict zones presents unique insurance challenges that require careful consideration of coverage terms, exclusions, and risk assessment. Understanding the specific insurance requirements and limitations when conducting business in war-affected regions is essential for protecting commercial interests and ensuring compliance with international regulations.

23 Eylül 2026 tarihli ve 33379 sayılı Resmî Gazete’de yayımlanan Mali Suçları Araştırma Kurulu Genel Tebliği (Sıra No: 5)’nde Değişiklik Yapılmasına Dair Tebliğ (Sıra No: 33) (“Değişiklik Tebliği”) ile...

Sigortacılık ve Özel Emeklilik Düzenleme ve Denetleme Kurumu ("SEDDK"), 24 Temmuz 2026 tarihli basın duyurusuyla , tüm sigorta şirketlerinin entegre olduğu "Alo 193 Ortak Hasar İhbar Merkezi “nin ("OHİM") kurulduğunu açıklamıştır. OHİM, sigorta şirketlerinin mevcut hasar yönetim sistemlerinin yerini almayan, ancak vatandaşların hasar bildirimlerini tek bir ortak giriş noktası üzerinden iletebilmesini sağlayan merkezi bir başvuru mekanizmasıdır.

By a press release dated 24 July 2026, the Insurance and Private Pension Regulation and Supervision Agency ("SEDDK") announced the establishment of the "Alo 193 Joint Loss Notification Centre" ("OHİM"), integrating all insurance companies into a single reporting channel. OHİM is a centralised application mechanism that does not replace insurers' existing claims-management systems but enables citizens to submit loss notifications through a single common entry point.