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To License Or Not To License? Debt Holders And Purchasers Who Hire Licensed Debt Collectors Or Attorneys Not Required To Obtain Own Debt Collection License From The State Of Tennessee.
The Sixth Circuit, in Bradford v. LVNV Funding, LLC, 2015 U.S. App. LEXIS 6281 (6th Cir. Tenn. April 13, 2015), recently held that the Tennessee Collection Service Act ("TCSA") does not apply to any person that holds debt and engages a licensed collection agency or attorney to collect the debt.
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