With no vaccine, and social distancing here to stay, businesses are having to adapt in order to survive and operate during the Covid-19 pandemic.

The National Credit Regulator (NCR) has for some time expressed its concerns regarding the method used by credit providers to assess consumers' ability to afford credit (affordability assessments).

South African laws in the past have always been less strict on direct emailing than those of the US and Europe.

South Africa's National Consumer Commission Opt-Out Registry introduces a dual compliance framework that requires organisations to satisfy both POPIA's personal information processing requirements and the CPA's pre-emptive marketing blocks. Businesses must fundamentally restructure their technology, data management, and operational processes to prevent prohibited marketing communications from reaching consumers who have exercised their right to opt out.

In recent times November has become the favorite month for South African consumers with the adoption of sale specials like Black Friday and...

The new Consumer Protection Act aims to protect consumers and has implications for all players in the supply chain, from manufacturers to end users.

A geographical indication is defined in the TRIPS Agreement as an indicator that identifies a particular product as originating from a particular region or locality

Have you ever wondered how you could stop that direct marketer from making cold calls to offer you life insurance cover, (which you already have), or a cellphone contract for the latest iPhone (got that too!), or ...

The Department of Public Works and the South African Graduates Development Association have partnered with the Transport Education and Training Authority, KPMG, Nedbank and Old Mutual to provide employment for 64 graduates across the country.

What are we to expect from the Amendments to the National Credit Act 34 of 2005, will this negatively impact the banking industry and how will government look to implement the Amendments?

On 16 March 2022, CEMAC published Regulation No. 00087 to supplement and amend Articles 1 and 6 of Regulation No. 00035 of September 2020. The new Regulation contains provisions relating...

The coronavirus outbreak saw many countries around the world going into a lockdown to combat the spread of the virus. South Africa adopted the same strategy to "flatten the curve". The President announced early closure...

Be that as it may, many contracts nonetheless include cancellation clauses. They dictate the process to be followed should any of the parties to an agreement wish to cancel the contract due to breach or various other reasons.

The global financial crisis has brought about a shift in the regulation of credit rating agencies. In a step towards conforming with international efforts to regulate these bodies, South African legislators are seeking to introduce new law in the form of the current Credit Ratings Services Bill (published under Gazette No. 35022 of 7 February 2012) (the "Bill").

ARB'S policy proposals in respect of Open Banking In November 2020, the National Payment System Department of the South African Reserve Bank ("SARB") issued its "Consultation paper on open-banking activities in the national payment system" ("SARB Paper").

The Department of Trade and Industry's Industrial Action Policy Action Plan (IPAP) of 2010/11- 2012/13 states that public infrastructure investment in excess of R404 billion has been invested from the 2006/7 to 2008/9 period rising to R787 billion for the period of 2009/10 to 2011/12.

Shortly after the Finance Minister's budget speech, Khanyisa Cingo-Ngandu engaged in a thought-provoking discussion with Sipho Mhaga (SNG GT Customs ) and Professor Nyankomo Marwa (JBS Faculty), focusing on strategies to enhance South Africa's global competitiveness.

The Free State Division of the High Court recently handed down judgment in the case of Mbombi and Another v BMW Financial Services SA (Pty) Ltd...

Winter has arrived in South Africa and it is time to brace its chill by stocking up on your winter essentials.

Since July 2021, the Regulator has received and concluded preliminary investigations on over 700 complaints from various data subjects.