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ARTICLE · 27 MARCH 2025

Consumer Protection Code Reform: Central Bank Regulations Published

McCann FitzGerald LLP
McCann FitzGerald LLP
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McCann FitzGerald LLP

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The Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Consumer Protection) Regulations 2025 (the "Regulations") have appeared on the Oireachtas website and are expressed...

IrelandConsumer Protection
Josh Hogan
Josh Hogan
Darragh Murphy
Darragh Murphy
Clare Gillett
Clare Gillett
James Fitzgerald
James Fitzgerald
Holly Draper-Spillane
Holly Draper-Spillane
John Boyle
John Boyle
Ruairi Roantree
Ruairi Roantree

The Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Consumer Protection) Regulations 2025 (the "Regulations") have appeared on the Oireachtas website and are expressed to come into operation on 24 March 2026. The Regulations have been eagerly awaited and follow extensive consultation with industry, as part of the review of the Consumer Protection Code 2012, as amended (the "CPC").

The Regulations will be accompanied by the Central Bank Reform Act 2010 (Section 17A) (Standards for Business) Regulations 2025 (the "Standards for Business Regulations")1, which have been notified in Iris Oifigiúil and will be available shortly.

The Regulations and the Standards for Business Regulations, together, represent a very significant overhaul of the regulatory protection regime for consumers and certain small businesses.

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